Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


October 21, 2025

Embrace has been an excellent company…

Embrace has been an excellent company to work with. Their representatives are PET FRIENDLY and professional and efficient. Submitting claims is REALLY easy. We have had Embrace for two cats and now for two dogs and a cat. I am a very satisfied customer!

Insurer: Embrace

By: Heather Brostrand

October 21, 2025

Excellent Insuance Company

Great dependable insurance Co! Easy to submit claims, quick reimbursements. Helps when it's truly needed. Thank you.

Insurer: Healthy Paws

By: Maya Segal

October 21, 2025

Get my payments really quickly

Get my payments really quickly. Claims process is very easy

Insurer: MetLife

By: Guest

October 20, 2025

Great service and prompt repayment

Great service and prompt repayment. 100% recommend!

Insurer: MetLife

By: customer

October 20, 2025

Submitting a claim was very easy

Submitting a claim was very easy, the promos walked me through it quickly. I spoke to a representative who helped me with the online process. Hoping our claim gets taken care of for us.

Insurer: Embrace

By: Expert Electrology Laser & Est

October 20, 2025

Quick and easy.

It was quick and easy. I submitted my claim with photos of my vet bill. I was reimbursed within days.

Insurer: Pumpkin

By: Bonnie

October 20, 2025

Every pet owner should have pet insurance!

I appreciate the easy process to submit a claim and the prompt action in processing the claim from SPOT. I also like that they remit the approved amount directly into my account.

Insurer: Spot

By: Kathryn Gilomen

October 20, 2025

Prompt review and settlement.claims

Prompt review and settlement.

Insurer: MetLife

By: Mark

October 20, 2025

MetLife is a great pet insurance…

MetLife is a great pet insurance option. The claims process is straightforward and the web app and online website is easy to navigate and submit claims. The turn around time to process claims is fast.

Insurer: MetLife

By: Nancy P

October 20, 2025

Please pay attention before you join.

I have had more trouble with this insurance companies customer service than any service. They love to get paid every month but when it's time for a payout from them, they claim it's preexisting when in fact it was not! $2100 vet bill! My vet and I had to submit paperwork to dispute the claim and as proof that it was not preexisting! Just know they will give you a lot less than you bargained for. Still awaiting a decision.

Insurer: MetLife

By: Iris

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