Price Satisfaction
Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.
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got nothing for all I paid
After paying my $50.00 premium for months I took my dog into vet. She was treated and the bill was $632.55. I had a $500 deductible and 80% return. I was expecting the $500 would come off leaving me 80% of $132.55. They took the 20% leaving $506.51 Then they took the $500 so they now owe me $6.04. Less than 1%. If they were honest they would have taken the $500 from the bill and the 20% from the remaining 132.00
Insurer: ManyPets
By: walter
A worthy benefit
I have two precious four-legged babies that have their fair share of health challenges. My Pomeranian was diagnosed with pancreatic disease and my Shepherd has severe allergies. Nationwide insurance was an benefit option through my company that provides employees with some discount in pricing. I have top of the line coverage of 90% reimbursement with a annual $250 deductible. Nationwide is very timely and fair in working with the veterinarian on any diagnosis and providing my reimbursements without any disputes or delays. Like most pet insurance, as long as your furry baby did not have a preexisting condition before taking out the insurance, the plan I have covers a lot of insurance benefits. I gave it a 4 star overall due to the pricing. Due to my furry babies turning 10 in 2024, my annual amounts increased drastically which was a culture shock to my wallet.
Insurer: Nationwide
By: Sharron
Penelope Insurance
I have 4 cats and pay for my daughter's 2 dogs. The monthly premium is about $200. I have a senior Cat who is not insured due to his age. He was 8yrs. when he had cancer surgery just above his eye. That was insured. He now has kidney disease that is treated with a prescription diet. To diagnose this, a blood panel was required. That invoice was $1500. His treatment is prescription food. He has been given 3 years. In my own deceased 2 dogs, one had diabetes, requiring insulin and both had chronic bowel inflammation that required prescription food and they both had recurring eye injuries. One had knee surgery on each leg. I remember that was three to four thousand. They were both insured. The co-insurance was 20% and the deductible was $100. I paid approximately $80 per month for both. Now I have 3 cats' premiums. Now deductibles start at $200. My daughter's dog is allergic to chicken, and the other's liver requires prescription food temporarily. He just became blind. I have probably missed something. I had other cats that were euthanized due to extreme illness even though they were insured. However, they were diagnosed and had surgery. Our insurer also covered euthanism costs. My husband and I loved them all and it is painful to lose a pet but we never let them die because we couldn't afford to treat them. You must consider when you adopt an animal that you will require insuring them. Don't think that your animal will never be sick. You are gambling with their life. And reconsider having multiple pets. An average premium can be $45/month.
Insurer: Fetch Canada
By: Mary Lou
Fair and Reliable
I love MetLife Pet Insurance. It feels like having a solid and reliable financial partner in pet ownership. There are no hidden steps, no trap doors. Easy, straightforward claims and applications. Support staff are friendly and knowledgeable, too. Win-win! Thank you.
Insurer: MetLife
By: N
Absolute delight
Jemma May is my 10th dog. She is the first pet who has had Pet insurance and I believed her to be the healthiest of any dog, little Jemma May, like me, is getting old. So I decided to buy the insurance plan. BEST THINK I COULD HAVE DONE FOR HER. I am absolutely delighted by how the clinic staff deal with everything and to the quick reply from Trumpania office staff.
Insurer: Trupanion
By: Judith ( Judy)
Way too expensive to make it worth it
I’ve been with fetch for 4 years, with only one small claim for an accident. Fetch has consistently increased their premiums and this year they increased it by more than 50% from $79/month to nearly $130/month for my health 4 year old dog. They tried to justify their increase (inflation, my dogs age, dog breed, etc) but I found more than one provider with dramatically lower rates, leaving me no choice but to cancel my insurance and go with a competitor. It’s embarrassing that they think this is acceptable, and at this rate by next year I’d be paying more than $200/month. Get out before my dog actually needs insurance. You’re an embarrassment to pet insurance and it’s disgusting that you think it’s acceptable to rob people, not everyone can leave. For anyone else in my situation whose dogs don’t have medical conditions PetsPlusUs has never increased my premiums for my other dog and Furkin offers the same coverage for a much lower price.
Insurer: Fetch
By: Dallas
Easy claims for diagnostic tests and treatments
It was such a relief having Healthy Paws Insurance when over the span of three weeks our cat needed multiple emergency vet visits with diagnostics tests and treatments for stomach issues and newly developed seizures. Being able to say yes to the recommended tests, treatments, and knowing we're doing everything possible for her was a silver lining on the stressful time. We're so glad we made the decision to get insurance when we adopted her a few years ago and would recommend doing so to any pet owner. And now having gone through the process with Healthy Paws we'd never choose anything else.
Insurer: Healthy Paws
By: Angelo
I am so glad I have Pets Best!
I have had other pet insurance companies in the past who did everything they could to avoid paying my claim. I have received a substantial amount of money from my insurance provider and actually sometimes wonder how they are making any money because my dog had a $3,000 claim for cancer surgery and I believe about 2/3 of that was paid by insurance. I was extremely happy and have also been very happy with the claim payments on my 1 year old puppy's wellness plan.
Insurer: Pets Best
By: Aaron
See what best for you and your dog
There is a spend down first before insurance even covers anything. Then if you don't have any history on the dog you insured you need to take them to the vet for a whole year before they will even think about covering the bill. I was told by the insurance just pay into it you never know once you meet the 500.00 and the vet has seen the dog enough then we will start to cover what insurance covers. So in other words I pay and pay insurance month and the vet bill until insurance said they will start to cover.
Insurer: Pets Best
By: Christine
Bivvy Insurance
This review is for Bivvy. They had the best prices, fastest turnaround, helpful on--line or on phone. So easy and quick filing claims on line, had my money within a couple days. Unfortunately, they went out of business which is so sad. When they closed they suggested using Spot. My insurance with Bivvy was $14 a month, now because my dog has a preexisting condition they won't cover, but still want me to pay $123 a month! I know my dog is older and more prone to vet visits, so I expect his insurance to be more now. All the insurance companies I have received quotes from are close to $100 or over. I am on a fixed income and can't afford that much every month. My dog has Cushings, he has to have blood work every six months which is $365 each visit and his medicine is $138 a month. Maybe Bivvy went down because of so many costly claims and cheap prices, who know, but I sure will miss them. If anywhere out there knows where I can get decently priced insurance or a deal for seniors, please let me know. Hopefully you can comment to our posts.
Insurer: Spot
By: Ann