Price Satisfaction
Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.
23,468 total
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Horrible company to deal with
Horrible company to deal with. They don't pay out anything - they always find some reason to not pay. Total wasted of money. This company should be shut down as they are a total scam!!!!!!!!!
Insurer: Fetch Canada
By: Cyndi Egbert
SCAM. Beware.
What a complete scam. I’ve had my Westie covered under the premium policy since he was a puppy. He’s had no health issues. Other than regular vaccinations, checkups and medication for fleas, ticks and heartworm he is very healthy. My last Vet bill was almost $500 and after submitting my invoices, I was informed they cover nothing. All the tv advertisements and commercials state everything I had my dog in for would be covered to some extent. Wrong! Please if you’re considering Fetch, do your research.
Insurer: Fetch Canada
By: Jim Stevens
The website is easy to use
The website is easy to use. Claims are processed very quickly and most importantly, a real human answers the phone without much waiting. I would have given a 5 if Healthy Paws had a mechanism by which one could get pre-approved for a procedure or test. FYI-Price increases are often. I started 12 years ago at $35/month and now pay $140/month. Total increase: 300% Annualized increase: ~12.25% per year Average dollar increase: ~$8.75/year
Insurer: Healthy Paws
By: Kathryn Renz
easiest fastest enrollment and what…
easiest fastest enrollment and what appears to be great value and ease of use.
Insurer: MetLife
By: Keith Halverson
Too many restrictions, not transparent about deductible
The company did not disclose the deductible in the initial plan information and automatically renewed my pet without my consent. They also disallowed a condition that was under review but had not been finally confirmed (as pre-existing) and didn't cover enough vaccines and wellness services.
Insurer: Pumpkin
By: Rebecca
I joined Spot insurance last year
I joined Spot insurance last year. prior to that I had one which was costing me so much and the rate went up each year that my dog got older . I did some research and decided to get the accident insurance with gold benefits so it would help pay for some of the routine vaccinations and checkups . They were quick to reimburse me (within about 3 days). I recommend this type of your dog is basically healthy but you just want something for “just in case” of an accident. it gives me peace of mind.
Insurer: Spot
By: Angie
Best decision I made was to get Spot…
Best decision I made was to get Spot Insurance for my little puppy , great service , quick response , reasonable rates . Highly recommended ❤️
Insurer: Spot
By: Rae Ann Garber
Just Get It!
I've had Healthy Paws since 6/6/2020, since my dog was a puppy with no medical issues. I have never had any issues with them. They cover my dog's $90 medication, roughly every 45 days. They've paid for $200 worth of medication. They have covered his ER visit of ~$500. They covered dental bills three times — the first was a slab fracture, the second was a broken tooth. The third time was this year, after he was found to have a cyst during his last dental in Nov 2025. He had to go to the dentist to have this fixed — $3700. They covered it, leaving my out of pocket cost to $371. I work at a vet and I recommend Healthy Paws to clients on the daily. I recently got a new puppy (now a year old) and enrolled him in insurance the day I brought him home. They have covered his car sickness medication. The point is, pet insurance IS worth it. Pay attention to the poor reviews — most of the time, the pet was denied because it was a pre-existing condition. Many people dont think of that when they enroll. Something as minor as vomiting, diarrhea, a little itchiness...all of that can (and likely will) be listed as a pre-existing condition. Get pet insurance before your pet has any issues! And yes, it can be costly. Premiums rise every year. This is a business, after all. Premiums rise due to rising vet costs. It all depends on what you can afford. I can afford a monthly $150 for two dogs, but I can't afford to drop 4-5k on an ER visit or illness without being paid back (I recommend opeing a CareCredit and an Affirm credit card, since you do have to pay out of pocket first and then reimbursed). All in all...10/10. I will never have another dog/cat without health insurance. Healthy Paws is where it's at. I'd never go elsewhere.
Insurer: Healthy Paws
By: Jessica
One of the best decisions we made
Our girl had insurance with Trupanion for almost twelve years. I can say unequivocally that it was one of the best decisions I made, and Trupanion was there for us from the first time we needed insurance. Yes, the costs rose a lot over the years - as did cost of living and veterinary costs. It was 100% worth it, and I have no doubt it helped us get many more years with our girl than we would have otherwise. I cannot say enough about the peace of mind having the insurance gave us, and the processing of claims was always prompt and straightforward. Heartbreakingly, we recently lost our girl, and have had cause to reflect on the presence of Trupanion throughout her life. We are truly grateful, and would not hesitate to recommend them to anyone. Thank you for all you do.
Insurer: Trupanion Canada
By: Laina Parkes