Price Satisfaction

Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.

23,468 total


May 11, 2026

The just keep raising your rates until your forced to cancel.

My next renewal is a 70% increase!!! This company just continually raises your rates until your forced to cancel and it takes months to pay on any claims.

Insurer: Pets Best

By: Dave Balzotti

May 11, 2026

It was so easy to file a claim

It was so easy to file a claim! I’ve always avoided Pet Insurance for years because I just didn’t think it was worth it, but WOW was I wrong! This is the best investment I’ve made in a while. My puppy had to have an unexpected urgent appointment for an ear infection, and it was so nice to have the peace of mind knowing that I wouldn’t have to cover the full financial burden alone. & actually filing the claim was a breeze. I had the payment in my account not even 3 days after I finished submitting what they needed. It was great!!!

Insurer: MetLife

By: Amy S

May 10, 2026

Sometimes, be less of a business.

We lost our dog to kidney disease 10 days ago. Trupanion sent an email saying they would refund the premium I paid for May. I thought this was a really nice thing to do for a grieving pet owner who has been paying Trupanion premiums for over 15 years. The refund difference would have been under $40 . Turns out they only prorated the premium and charged me for 5 days. I'm only getting a partial refund. I called customer service and got a "this is how it works" explanation at least 4 times. 15 years+ ago I find this business that tries to give the impression that they care about pets, is mostly interested in the money. And they're expensive. I enrolled my dog as a puppy but as my dog aged the premiums went up and at the end I was paying over $200 a month. So you can see how that $40 would effect a multi million dollar company's bottom line. I had been with this company for so long and I thought they really had some empathy for people who lost their pets but ultimately, that's not the case. I will not refer anyone to Trupanion again. I hear Nationwide has pretty good rates and generous coverage.

Insurer: Trupanion

By: Dayton Brown

May 10, 2026

We love Metlife Petlife

Met life has been great for my pup, Carmela Marie. It is very expensive to have your dog properly vaccinated and spayed - it's nice to get some money back! We call her insurance, Petlife.

Insurer: MetLife

By: Stephanie Sylvia

May 10, 2026

No customer loyalty

I jave maily had good experiences with healthy paws. We have been with them for 7 years and now our policy is changing. It understandable that changes to future policies may need to be made. Current customers should be grandfathered in to the policy they have. Very disappointed with the changes and no loyalty to customers.

Insurer: Healthy Paws

By: Dawn Schmidt

May 10, 2026

It was great till it wasn’t anymore…

It was great till it wasn’t anymore… They changed my pets coverage last year cos the plan I had them under no longer was offered. Now they don’t cover anything, wellness or injury it never gets covered, they play games and won’t notify you if there’s a request for information so you have to constantly be on them. They denied coverage for one of my dogs that had a UTI citing that because he had an ear infection as a pup it was a pre existing condition. My other dog had to have emergency surgery, of almost $7000 I got back $800. In my opinion they are borderline scammers

Insurer: Nationwide

By: Giacomo Grenside

May 10, 2026

It's very easy to make a claim

It's very easy to make a claim! I have a dog that eats everything and having this insurance has saved me! Best decision I made!!

Insurer: Spot

By: Kim Kongpricha

May 10, 2026

Horrible company

The claims process is ridiculous and long and at the end of the day it doesn’t matter what you submit because they will just deny it any way. Absolutely shameless. They are stealing from people who don’t have money to spare and then they have to pay for insurance that does nothing and also for their pets medical bills. Pumpkin pet insurance you should be ashamed of yourselves. I don’t know how I’m going to take care of my cat now because you have been stealing from me for months and I do not have money to cover my cats vet bills now. Disgusting.

Insurer: Pumpkin

Veterinarian: Banfield Pet Hospital

By: Lo

Useful
May 10, 2026

Thank you…

Thank you for keeping rates affordable and thank you for helping in time of extreme need and worry during my fur baby illness

Insurer: Spot

By: Jennifer Woods

May 10, 2026

Best pet insurance!

Overall pumpkin is the best! I've never had issues when it comes to submitting claims & receiving payment after reaching my pets' deductibles. Monthly payments for each pet I think is reasonable. Customer service is always helpful and willing to tackle the issues I have! I always recommend to my other dog parents to use pumpkin :)

Insurer: Pumpkin

By: Isabella

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