Price Satisfaction

Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.

23,536 total


May 16, 2026

Singlehandedly the worst…

This is singlehandedly the worst insurance I've ever had the displeasure of being subscribed to. Didn't get a single cent back from the "completed" claims. I had to pay $2k+ for my kitten's Feline infectious peritonitis (FIP) within the last MONTH and had Embrace weeks before the visits AND the diagnosis. The tests, bloodwork, visits, compound medicine, they all added up to $2,000. I paid $125~ for Embrace membership (2 months) and they could only refund a measly $9. I cannot stress this enough... I'd rather pay $2,000 out of pocket five times every month than to have to pay $50 a month to Embrace ever again. Also their customer service is bad. I kid you not, within the same day, I waited for 20 mins for the first call, and 30 mins ON THE DOT for the other call. I was this close to hanging up. And they have the audacity to have a voice line in the hold-call that says they're rated top customer service by some company. That's real funny. Save your money, mental health, time, and your pet's time. DO NOT SIGN UP FOR EMBRACE PET INSURANCE. Actual thieves.

Insurer: Embrace

By: hllxwn

May 16, 2026

They are very quick with payments

They are very quick with payments. My only complaint is how much the premiums go up with pet’s age.

Insurer: Healthy Paws

By: carol eder-smith

May 15, 2026

Outrageous Increases

The coverage itself is fine, It's just the rates are outrageous once they have you. It seems like once they lock you in with a condition that would be pre-existing if you went elsewhere, the cost goes up exponentially. what started at $60/mo coverage, is now $148, going up $38 this year alone! Seems to me that I might be better off just saving the money in a separate account to cover the vet bills, at least I would get interest!

Insurer: Trupanion

By: J.S.

May 15, 2026

𝓘 𝓵𝓲𝓴𝓮 𝔂𝓸𝓾𝓻 𝓬𝓸𝓶𝓹𝓪𝓷𝔂,𝓫𝓾𝓽 𝓽𝓱𝓮 𝔀𝓪𝔂 𝔂𝓸𝓾𝓻…

𝓘 𝓵𝓲𝓴𝓮 𝔂𝓸𝓾𝓻 𝓬𝓸𝓶𝓹𝓪𝓷𝔂,𝓫𝓾𝓽 𝓽𝓱𝓮 𝔀𝓪𝔂 𝔂𝓸𝓾𝓻 𝓹𝓻𝓲𝓬𝓮𝓼 𝓪𝓻𝓮 𝓰𝓸𝓲𝓷𝓰 𝓾𝓹 .. 𝓘𝓼 𝓷𝓸𝓽 𝓰𝓸𝓸𝓭 𝔂𝓸𝓾 𝓼𝓪𝔂 𝓽𝓱𝓮 𝓹𝓻𝓲𝓬𝓮𝓼 𝓪𝓻𝓮 𝓰𝓸𝓲𝓷𝓰 𝓾𝓹 𝓯𝓸𝓻 𝓪𝓻𝓮 𝓿𝓮𝓽𝓼 𝓫𝓾𝓽 𝔂𝓸𝓾 𝓭𝓸𝓷𝓽 𝓹𝓪𝔂 𝓯𝓸𝓻 𝓽𝓱𝓮 𝓿𝓮𝓽 𝓬𝓸𝓼𝓽 𝓸𝓷𝓵𝔂 𝓽𝓱𝓮 𝓾𝓵𝓽𝓻𝓪𝓼𝓸𝓾𝓷𝓭 𝔁𝓻𝓪𝔂𝓼 𝓹𝓲𝓵𝓵𝓼 .𝓿𝓮𝓽 𝓫𝓲𝓵𝓵𝓼 𝓪𝓻𝓮 𝓸𝓷 𝓾𝓼 .. 𝓜𝔂 𝓭𝓸𝓰 𝓱𝓪𝓼 𝓪 𝓱𝓮𝓪𝓻𝓽 𝓹𝓻𝓸𝓫𝓵𝓮𝓶, 𝓽𝓱𝓼𝓽𝓼 𝓷𝓸𝓽 𝓱𝓮𝓻 𝓸𝓻 𝓶𝔂 𝓯𝓪𝓾𝓵𝓽.. 𝓢𝓱𝓪𝓶𝓮 𝓸𝓷 𝔂𝓸𝓾

Insurer: Trupanion

By: Karen

May 15, 2026

Quick response!

I really appreciated the quick response and reimbursement. Feeling very thankful to know my pet has good coverage.

Insurer: MetLife

By: customer

May 15, 2026

So far I have only shopped for a…

So far I have only shopped for a policy. Prudent pet had the best rates for the coverage I wanted.

Insurer: Prudent Pet

By: Jeanne Reedy

May 15, 2026

Amazing pet insurance

Amazing pet insurance. Fast refunds and get customer service.

Insurer: Pumpkin

By: Anthony

May 15, 2026

The worst

This is singlehandedly the worst insurance I've ever had the displeasure of being subscribed to. Didn't get a single cent back from the "completed" claims. I had to pay $2k+ for my kitten's Feline infectious peritonitis (FIP) within the last MONTH and had Embrace weeks before the visits AND the diagnosis. The tests, bloodwork, visits, compound medicine, they all added up to $2,000. I paid $125~ for Embrace membership (2 months) and they could only refund a measly $9. I cannot stress this enough... I'd rather pay $2,000 out of pocket five times every month than to have to pay $50 a month to Embrace ever again. Also their customer service is bad. I kid you not, within the same day, I waited for 20 mins for the first call, and 30 mins ON THE DOT for the other call. I was this close to hanging up. And they have the audacity to have a voice line in the hold-call that says they're rated top customer service by some company. That's real funny. Save your money, mental health, time, and your pet's time. DO NOT SIGN UP FOR EMBRACE PET INSURANCE. Actual thieves.

Insurer: Embrace

By: Zey

Useful
May 15, 2026

Goldie

Goldie It was very easy for me to enroll my pet ms.Goldie to your insurance and the price was really affordable, thanks MetLife

Insurer: MetLife

By: Larry Oatis

May 15, 2026

Use to think they were the best pet…

Use to think they were the best pet insurance company and was a satisfied member for 9 years even though the rates continued to climb to almost $200.00 per month. My dog has had numerous medical conditions throughout the nine years and they alway made a quick settlement of payment. For nine years I protected My dog with a 250.00 deductible at a return payment of 90%. Upon renewal of my policy I was informed that they would no longer be covering my at the current rate changing it to a 500.00 deductible per year and a payout of 75%. They told me it was because the State of Florida would not permit the continue my current 250.00 @ 90%. Oddly they still offer that policy coverage in the State of. Florida. Beware that they can change the coverage to meet their needs . They were once the best but now I would advise everyone to stay clear of this company. The changed my policy knowing that I couldn’t switch to another company due to my dogs now pre existing conditions.

Insurer: Healthy Paws

By: Richard Marchese

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