Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

15,054 total


June 01, 2018

you process claims very rapidly.

you process claims very rapidly. And I like the direct deposit.

Insurer: Trupanion

By: Bette

Useful
June 01, 2018

Vet submitted bill for me and quick reimbursement.

Vet submitted bill for me and quick reimbursement.

Insurer: Trupanion

By: Patricia

Useful
June 01, 2018

Excellent communication & response.

Excellent communication & response. Claims payment within a few days.

Insurer: Trupanion

By: Jen

Useful
June 01, 2018

Auto pay the bill,

Auto pay the bill, send claims via email and receive payment via direct deposit. So easy!

Insurer: Trupanion

By: Susan

Useful
June 01, 2018

So fast!

So fast!

Insurer: Trupanion

By: Amy

Useful
June 01, 2018

I have had Trupanion for many years

I have had Trupanion for many years and have never had a bad experience with filing a claim. And now that u do direct billing at the vets. Perfect. So much easier. Thank you.

Insurer: Trupanion Canada

By: Lisa

Useful
May 31, 2018

Sibling Scuffle

We have 3 dogs, and usually they get along well. This time it didn't go so well. Riki was able to pull a bag of tortilla chips off the counter (people food!). His dog brother, Raki, probably told him that was not a good idea, and tried to stop him from eating it. When I found the two of them, they were growling and snarling at each other, and I had a hard time pulling them apart. Raki got injured more (puncture wounds and surface cuts on his ears & mouth), but not requiring stitches. They were too busy fighting and didn't get to eat anything. He did keep Riki from eating the chips!! (yay! he did his job). I was able to get a full reimbursement for his doctor visit, and antibiotics, and the check came quickly Raki has healed well, and the dog brothers act like nothing ever happened. thank you Nationwide!!!

Insurer: Nationwide

By: June

Useful
May 31, 2018

Failure to be honest and pay what you owe!

Not paying claim in a timely fashion and denying ear infection meds as a pre existing condition. Like saying tou had the flu before so we will not help with that.

Insurer: Nationwide

By: Frank

Useful
May 31, 2018

impressed by claims processing

Live that they don't exclude dogs because of possible congenital issues; impressively good at processing claims

Insurer: Nationwide

By: Ilaria

Useful
May 31, 2018

Best purchase I've ever made

Once again, Embrace pet insurance has helped me take care of my rescue dog the way she was always meant to be cared for. My girl and I have faced a lot together in the time that she's given me—a splenectomy, IBS, arthritis in her spine, congestive heart failure, and now a mass removal on a dog with advanced heart disease... and a whole bunch of meds she will need indefinitely to continue treating it all. Though I've had to make a lot of nail-biting decisions with her doctors regarding how to proceed treating my girl, I have never worried about whether or not I could afford any of it. Embrace is worth every penny I have spent, their paperwork process is easy and quick, and their customer service has always been so helpful. I have all three of my pets covered with Embrace, and thank goodness my other two pets haven't needed to use their injury/illness coverage, but I love knowing it's there if they need it. I tell every pet owner or soon-to-be pet owner I know about it.

Insurer: Embrace

By: Victoria

Useful

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