Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


July 07, 2026

Number one no hassle insurance

Number one no hassle insurance. Pays claims quickly. Having a sick pet is stressful enough but knowing that you have healthy paws makes it one less thing to worry about especially in emergency situations with their Direct Pay which almost no other insurance companies do. Even filing a claim on the app is seamless and quick. If you're looking for a great insurance look no further this is it.

Insurer: Healthy Paws

By: Jeanette Bartels

July 07, 2026

Quick and speedy claims.

Bodie’s struggled with many health issues this year and Healthy Paws has been great about paying out our claims in a speedy manner. We appreciate being able to spend our time on our dog and not the insurance claims.

Insurer: Healthy Paws

By: Sayward Daley

July 07, 2026

They authorized my vet to receive pay…

They authorized my vet to receive pay from Trupanion within an hour or two, so I only had to pay my share. 4 stars and not 5, because it was a while to wait in the vet office and they only cover 90% not 100%. With a 500$ deductible +10% of bill, plus cost not covered such as an unscheduled Emergency visit to vet an additional 150$, I paid 800$ in total same day of a 1400$ bill.

Insurer: Trupanion

By: Brooke

July 07, 2026

Having Healthy Paws insurance made…healing so much easier.

Having Healthy Paws insurance made these two knee surgeries so much better just to focus on her healing and not on the cost. They were so fast with my claims. Thank you and I would recommend Healthy Paws to everyone.

Insurer: Healthy Paws

By: DONNA SALAZAR

July 07, 2026

Healthy Paws GREAT support

Healthy Paws has been so supportive in the expedited claim reimbursement with the emergent surgery on our puppy

Insurer: Healthy Paws

By: JY Florida

July 07, 2026

So helpful

So helpful! Our claims were processed so quickly and we were able to focus on our sick dog instead of worrying about the emergency veterinary hospital bills.

Insurer: Healthy Paws

By: CM Wilson

July 07, 2026

Embrace has really been a life-saver…

Embrace has really been a life-saver for our cats. While one cat has never had any issues, the other one has had multiple issues and Embrace and their team makes everything effortless for me. Overall, Embrace and their partnership with USAA has helped us provide quality care and handle unexpected costs. They are seriously the best!

Insurer: Embrace

By: raymondgonzales1978

July 07, 2026

Trupanion paid on the spot! No issues and hopefully they will again with the specialist

Gave me good information on what they pay and what I'm responsible for. The ease of getting covered is great.

Insurer: Trupanion

By: Cindy

July 07, 2026

Great service and fast claim processing…

Great service and fast claim processing as always!!! Thank you so much!

Insurer: MetLife

By: Georgi Georgiev

July 07, 2026

Claim for chronic medication

My dog has allergies and takes a daily medication. Whenever his medication is refilled it is easy to submit a claim using the app. Not only is there quick turnaround with the claim review but also with the direct deposit of my refund.

Insurer: MetLife

By: customer

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