Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


February 04, 2026

Easy to work with

Easy to work with. Simple process for submitting claims. And insurance is affordable. Two thumbs up all the way around for Spot Pet Insurance

Insurer: Spot

By: Rymond Shepherd

February 04, 2026

Easy to file a claim and quick review

Easy to file a claim and quick review. The cover a lot and payout quickly.

Insurer: MetLife

By: customer

February 04, 2026

This is the first dog I ever got…

This is the first dog I ever got insurance for. Their prices are better than most, they cover a lot of items and I find it very easy to submit the medical receipts. I just wish it was a little quicker to receive the reimbursement check. But I still give the 5 stars because they make it very easy!

Insurer: Spot

By: Wendy Smith

February 04, 2026

typical insurance scam

Had this pet insurance for 16 month paid fetch an average $64 a month (average because the amount kept going up and down Why? who knows). paid about $1024 plus $551 in vet bills for a total $1575 spent and only received $110. fetch try's to lore you in with large list of coverages but in reality they only cover $10 for those. Not the 80% they post. It is definitely better to put the money away each month and use it when something comes up.

Insurer: Fetch Canada

By: Michael

February 04, 2026

Definitely for your pets medical needs!

Met life has been wonderful! Their claims are easy to file and I get my money back within a few days! This is the company to use for your pets medical needs.

Insurer: MetLife

By: Stacy

February 04, 2026

Long lead times and c+ coverage …

Claim took a long time and restriction on claim I would call what our insurance covers a c+

Insurer: Pets Best

By: Shell

February 04, 2026

Useless insurance

Useless insurance. A complete waste of money. I met the deductible 2 years in a row and every claim has been denied. The claims (which were not pre-existing conditions) ranged from vet annual visits, vaccines, office visits, urgent care, emergency room and in patient hospital. Not one submitted has been covered. If you have a pet or pets enrolled with Nationwide pet insurance, save your money and frustration and cancel it. This is coming from someone who is in the insurance industry selling all types of medical and health insurance for 25 years.

Insurer: Nationwide

By: Kristine Eidher

February 04, 2026

Never had a problem being reimbursed…

Never had a problem being reimbursed for what my policies cover. Premium is quite expensive and increases every year. But I think it's the same for every insurance company. Easy to fill out claims, but it would be easier if they could be done directly from the vet. It takes longer than I would like to get reimbursement. Almost impossible to talk to a real agent when you call. Doesn't cover Physical therapists who are not working at a vet office.

Insurer: Fetch

By: Caroline Le Bel

February 04, 2026

Very timely processing of my claims

Very timely processing of my claims Thank you.

Insurer: Spot

By: Laura

February 04, 2026

easy to submit claims

easy to submit claims. Very fast to get processed and claim completed.

Insurer: Spot

By: Matt Cook

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