Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


February 05, 2026

This was my first time filing a claim…

This was my first time filing a claim and it was flawless. My vet filed the claim for me right at the office after my visit. Trupanion paid their part to my vet directly and I paid the difference. I couldn’t ask for anything easier.

Insurer: Trupanion

By: Linda

February 05, 2026

Pumpkin really takes the pressure off you!

Pumpkin really takes the pressure out of vet visits! Recently, my pup needed surgery that cost $7K. It was much easier to make the decision to have surgery than the alternative. Reimbursement for the bill was really quick - within a few days!

Insurer: Pumpkin

By: Al

February 05, 2026

Murphy

Murphy was treated at the emergency vet, they all were very friendy, and explained everything, I did not feel pressured in having tests done or not done. If I didn’t have Pets Best insurance, I still would be paying The vet bill off. Thanks for making Murphy safe

Insurer: Pets Best

Veterinarian: Peak Veterinary Referral Center

By: Sheryl

Useful
February 05, 2026

Peace of mind

very impressive with timeliness of approvals. Payment direct to the hospital was a huge plus.. thank you for everything.

Insurer: Trupanion

By: Julia

February 05, 2026

Easy to file claims and fast turnaround!

Easy to file claims and fast turnaround!

Insurer: Pumpkin

By: Amanda Lovgren

February 05, 2026

You guys are amazing

You guys are amazing my Bella had her surgery on Monday February 2 and I picked her up on the 3rd and checked my bank account on the 4th and you had already paid 4680.00 dollars 0f her bill that was 5120.00, Thank you so much

Insurer: Pumpkin

By: Betty

February 05, 2026

SPOT PET INSURANCE IS THE BEST

I am so thrilled that I selected Spot Pet Insurance last year when I reviewed many different companies. I recently had a claim and was so very impressed with the outstanding level of customer service/support and how effortless filing my claim was. It was a very stressful time as I had not only visited my regular vet but an emergency clinic a couple of days later when my regular vet's office was closed. The process for filing a claim was very straightforward and most amazing was how quickly my claim was processed. From the time I submitted my claim until I received reimbursement was only one week! This was so amazing and all terms of my policy were met. Without a doubt I made the right selection and so very pleased with Spot Pet Insurance. I highly recommend them.

Insurer: Spot

Veterinarian: Hillcrest Veterinary Clinic

By: Margaret

Useful
February 05, 2026

I’ve been with them since I adopted my…

I’ve been with them since I adopted my dog I believe now 3yrs ago. For the most part he’s been healthy except for a couple times when he got into a coffee pod which required an emergency vet visit which was quite expensive I met the deductible and they paid quickly. Their customer people have always been very friendly and helpful. I did have to lower my reimbursement rate due to the higher rate increase. I do like the wellness policy as it covers all his vaccinations and even his dental chews. I know what to expect from Embrace and will keep them.

Insurer: Embrace

By: Tedd

February 05, 2026

Fast and accurate claim processing

My claim was processed correctly, and payment received directly to checking account, within a week of submission! Great communication on claim status, as well. Well done.

Insurer: MetLife

By: Karl

February 05, 2026

Took care of the claim in a very timely…

Took care of the claim in a very timely matter. It just took a while to get the check.

Insurer: Trupanion

By: Jean Buford

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.