Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


February 08, 2026

I highly recommend this insurance …

I personally feel the insurance gives me peace of mind. Knowing if my dog has a serious health issue, as my previous dog did, I will not have to pay as much. The insurance refunds me almost immediately after I file a claim. I highly recommend Pumpkin Pet insurance.

Insurer: Pumpkin

By: Irma F.

February 08, 2026

Fetch is so helpful and informative. Paid what they said they would!

Fetch was constantly reminding me to submit my claims which I needed. They are helpful and informative. They make everything easy!

Insurer: Fetch

By: customer Christopher Sanchez

February 08, 2026

I always receive great support from Petsbest

Since I joined PetsBest with Diamond III in 2005 and currently with Diamond IV - I have been blessed with their support and great plans to care for my pets when the unexpected happens"

Insurer: Pets Best

Veterinarian: Snug Animal Hospital

By: Adriana

Useful
February 08, 2026

My claim was complelely handled in just a few days.

My claim was handled in just a few days- amazing!!! Appreciate how easy it was.

Insurer: MetLife

By: T. Anderson

February 08, 2026

First experience with pet insurance

Fetch is our first experience in working with pet insurance. We have been impressed with their customer service, ease of submitting claims, and their quick response if more information is required on our part. They keep you well informed on the status of your claim, every step of the way.

Insurer: Fetch

By: Jennifer

February 08, 2026

My experience with spot insurance has…

My experience with spot insurance has been great. Our dog Brady passed away suddenly, and they processed our claim with no issues at all. It was very easy and made an awful event a little less terrible.

Insurer: Spot

By: Danielle Tarpley

February 08, 2026

Processed reimbursement expeditiously.

Was reimbursed for vet bills expeditiously.

Insurer: Spot

By: Patricia Dyer

February 08, 2026

Had this insurance for the past year

Had this insurance for the past year. Dog was never really sick so obviously had no issues.their insurance is great as long as you don’t really need it or file any claims. However with some recent health problems I decided to try and make some changes to our policy. Was told if I did this it’s considered a “restart” and any health issues that occurred after the start of my first policy would now be considered pre-existing condition and wouldn’t be covered. Only option was to cancel. Anyways was able to build and customize my new policy over at Figo with no issues.

Insurer: Embrace

By: Felice Dreyshner

February 08, 2026

Click, upload, submit - that’s it!

My German Shepherd has allergies and needs allergy shots every 2 months. After she gets her shot, I take a picture of the paid invoice, upload the picture into the app, answer a brief question or two and hit submit. A week or two later my reimbursement is in my account. It couldn't be easier and I couldn't be more pleased!

Insurer: Pets Best

Veterinarian: RoseBird Veterinary Center

By: Melissa

Useful
February 08, 2026

It’s frustrating to see how much you…

It’s frustrating to see how much you don’t cover. Sally has unfortunately pretty severe gastrointestinal issues. Now she has prescribed food that costs about $165-$185 a month. It’s PRESCRIBED yet not covered. I wish I would of done more research before I chose you as Sally’s insurance provider.

Insurer: Trupanion

By: Janet

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