Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


February 08, 2026

Easy to file claims

Easy to file claims. Claims are processed and paid in a timely manner. I strongly recommend using Pumpkin Pet insurance.

Insurer: Pumpkin

By: Ann

February 08, 2026

Very quick settlement. Easy as pie

Sent in claim on Friday evening, received payment the following Friday. Amazing turn around for time.

Insurer: Spot

By: James Eisenhart

February 08, 2026

They pay on everything

They pay on everything. No rejected claims. So I've been very happy with them

Insurer: Spot

By: SBC

February 08, 2026

PetsBest denies claims that should be paid

RUN, don't walk. They talk a good game and will cover a lot of things, but if you pet has EVER been sick with ANYTHING, they will use it as a bogus reason to deny coverage for completely unrelated illnesses years later. Our vet vouched that our cat's symptoms were not a pre-existing condition, but in their infinite, greedy wisdom, they decided from their little insurance desk that they knew better. Ultimately a scam!

Insurer: Pets Best

By: Kevin

Useful
February 08, 2026

The Best Pet Insurance!

MetLife Pet Insurance never has disappointed us, unfortunately our dog Buster has been suffering from some ailments lately, and MetLife has been there every step of the way to make the cost bearable. Thank you, MetLife Pet Insurance, we highly recommend you.

Insurer: MetLife

By: Liliana and James Carbonaro

February 08, 2026

The chat support is always quick and…

The chat support is always quick and easy for answers, linking to my vet saves so much time for me, and when we had an emergency situation recently, our vet was able to submit our claims for us and reverse the charges for a $12,000 procedure next day!

Insurer: Trupanion

By: Holly

February 08, 2026

very easy to file claim.

very easy to file claim. the quick approval of claim

Insurer: Spot

By: Stephen Stange

February 08, 2026

Always easy to deal with

Always easy to deal with. Never any issues with claims. Been with them for 8 years.

Insurer: Trupanion

By: Jeannine

February 08, 2026

It seemed great but although my payment…

It seemed great but although my payment was taken, I was told my policy was under review. It’s been under review for the last week, no updates, no info

Insurer: Nationwide

By: Christine k

February 08, 2026

Worth every penny for insurance for your pets

Once you have met your deductible, they pay their part and either send payments directly to your vet or medical provider or to you. They are extremely prompt and typically review the submitted invoices within 24 hours.

Insurer: Trupanion

By: Suzy

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