Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


February 17, 2026

Happy customer

MetLife is always prompt in handling claims.

Insurer: MetLife

By: Ann Robarge

February 17, 2026

Scam

This company is a scam. They will do anything possible not to refund your claim. They request documents after documents from both you and the provider. Its been 3 months and still asking us for my documents. Our dog had a chemical burn and they want to say its a pre-existing condition. They had no issues taking our monthly payments. Run dont use this company.

Insurer: Embrace

By: DJ PAPY MIX

February 17, 2026

Best pet insurance

The process for submitting a claim is as easy as can be online. The response is almost immediate. Your claim is reviewed in a very timely matter and processed as quickly as can be, having an answer almost within a day or two.

Insurer: Healthy Paws

By: Janet Budnick

February 17, 2026

So happy to have selected MetLife Pet…

So happy to have selected MetLife Pet Insurance. Easy to submit my claim online and they respond immediately after receiving it. They are quick to review my claim and inform me the amount that is being deposited in my bank account.

Insurer: MetLife

By: Evergreen

February 17, 2026

Real life savers!

Healthy Paws have literally saved my dog Pablo‘s life. I am forever grateful that their team is very easy to work with have not had any problems, and when it matters most they come through quickly without delays. Without them,I probably wouldn’t have my fur baby today. I hear of people having issues with their pet insurance and I can’t say that I have one thing to complain about. Whenever I’m sitting in the vets office, which unfortunately has been quite a few times, I always tell people about Healthy Paws. They truly are lifesaver!

Insurer: Healthy Paws

By: Deanna Duran

February 17, 2026

Very smooth and easy claim process

Very smooth and easy claim process. Definitely recommends

Insurer: MetLife

By: Aswina

February 17, 2026

Reliable and timely

Healthy Paws is great. Last few years in particular have been exceptional - lots of health issues but timely review and reimbursement of claims and minimal follow-up for documentation. The rates have even become more competitive after several years of hikes. Can't imagine life without it - we have for both our dogs.

Insurer: Healthy Paws

By: M37

February 17, 2026

MetLife far exceeded our expectations

Our cat had a significantly expensive trip to the vet recently. While we knew we had insurance, we were simply not expecting the amount of coverage that MetLife provided. This turned a financial burden into an inconvenience. I plan to continue using MetLife for my pet's insurance for the foreseeable future.

Insurer: MetLife

By: Philip P.

February 16, 2026

Excellent experience

Very easy to compare plans and change coverages.

Insurer: MetLife

By: Ed Reighard

February 16, 2026

I needed to know that I would be filing…

I needed to know that I would be filing my own claims via the app. I needed to know if we could change plans later. But I called the advocate number and got answers.

Insurer: MetLife

By: Anna Smith

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