Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


February 18, 2026

Vet visits are tolerable now!

I live in a tight budget, however when it comes to our dog’s wellbeing, we make sure he is taken care of. We were hit with all his vaccinations in Feb, so it was nice to receive money back to offset those expenses! Reimbursement was fast and convenient! Thanks again!

Insurer: MetLife

By: customer

February 18, 2026

Great customer service!

Great customer service! Easy to navigate the website and quick reimbursements on claims.

Insurer: MetLife

By: Angela M.

February 18, 2026

The BEST coverage EVER!!!

The immediate response to approve my kitty's procedure made me speechless and so grateful. I didn't realize how much coverage I had and Trupanion responded in under 30 seconds so we could move forward. It was a relief for me to have this additional coverage and can say that it is 100% worth it.

Insurer: Trupanion

By: Kelly

February 18, 2026

Price and coverage

Price and coverage

Insurer: MetLife

By: Richard Detaranto

February 18, 2026

I am so grateful to have this pet…

I am so grateful to have this pet insurance, and I urge anybody with pets to get it. The app is super easy to use and submitting a claim is very simple. They also always been very responsive anytime I had a question.

Insurer: Figo

By: Starr

February 18, 2026

Follow up regarding claims is very fast.

Follow up regarding claims is very fast.

Insurer: Trupanion

By: Tony

February 17, 2026

Would never recommend

Would never recommend. They dragged my pets review process for 4 months and then gave me a list of 16 pre-existing medical conditions which were ludicrous. Never filed a claim and cancelled and they refuse to refund me for the 4 months I paid. There's better options out there. THEIR RESPONSE BELOW shows how ridiculous they are, they did not even listen to my complaint. It's not about claims, it's that they dragged her approval process for 4 months while collecting her premium and then replying with 16 pre-existing conditions that are laughable. There are 3 actual pre-existing conditions. I told them to cancel my policy and refund all my money since they dragged it out this long. There are no claims and no money paid out. STAY AWAY THERE ARE BETTER COMPANIES OUT THERE

Insurer: Embrace

By: Andreas Vavaroutsos

February 17, 2026

Faster payment and service than…

Faster payment and service than expected by far once everything set up and minimums met. With my poor furry baby needing more surgery, I am thankful for Trupanion to help ease the financial burden and stress of the situation.

Insurer: Trupanion

By: Jeffrey

February 17, 2026

Super easy enrollments

Super easy enrollment. Great coverage!

Insurer: Nationwide

By: Vicki

February 17, 2026

I 'am very pleased with Trupanion…

I 'am very pleased with Trupanion coverage. Processing claims is quick an efficient. When going to the Vet they initiate the claim directly to the Vet and I pay my portion then. All my pets claims for medication coverage is sent in by me by email and quickly deposits the return into my bank account (no waiting for the USPS) our local Emergency Vet and the University of Gainesville Small animal Center accept Trupanion. Thank you , Lynn

Insurer: Trupanion

By: Lynn

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