Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


February 17, 2026

Quick and painless

Met life was fast and accurate.

Insurer: MetLife

By: Barb Gettel Personal

February 17, 2026

Emma’s Vet bills - Diabetes/Other

MetLife Pet insurance has been highly supportive and has reimbursed me for many Vet visits over the last few months. As my best friend (Miss Emma-Yellow Lab) was diagnosed with Diabetes as 10 year old dog recently. Most importantly, the exams and treatments can get expensive; I am relieved to have a strong partner and that can help improve Emma’s quality of life; and I can get financial help to cover a significant portion of Emma’s Vet bills . Thank you ❤️.

Insurer: MetLife

By: Scott W

February 17, 2026

Great plans at a good price

As a household with multiple pets, having Spot insurance has been invaluable in being able to provide the care our furry companions deserve. The variety of coverage options allowed us to tailor multiple plans that are just right for us. It pays to take the time to explore all the different coverage options. We really like that Spot includes coverage for some regular preventative care treatments. When it comes to submitting claims, the process is straightforward and fast, we found it best to convert documents to .PDF when we upload them. We were pleasantly surprised by how quickly we received our reimbursement. Also, any questions we had were addressed promptly and thoroughly, providing us with peace of mind and confidence in Spot.

Insurer: Spot

By: Anthony Stampul

February 17, 2026

There was no hesitation on reviewing my…

There was no hesitation on reviewing my claim and got a response within a few days. Great work

Insurer: MetLife

By: Abram

February 17, 2026

They delivered as promised

They delivered as promised. I’m happy knowing that my pup is covered.

Insurer: Pumpkin

By: Lisa

February 17, 2026

Easy to enroll and the coverage/plan…

Easy to enroll and the coverage/plan information is clear to understand.

Insurer: MetLife

By: CRISTINA GRANADO

February 17, 2026

My claims were handled fast and…

My claims were handled fast and efficiently.

Insurer: Spot

By: Richard Divine

February 17, 2026

My sweet cat passed on New Years from a…

My sweet cat passed on New Years from a fungal infection the vets didn’t catch. I took her to the ER multiple times, to her regular vet, and to a specialist. It took me 2.5 months before I could even look at her vet bills and submit for reimbursement. When I finally did, Spot processed my claims quickly and hassle-free. They cancelled my policy effective 1/2/26 without me having to do that too. I also got a nice email and even a phone call with condolences. It may not seem like a big deal, but it felt like a nice gesture. 10/10 recommend.

Insurer: Spot

By: Lorena A.

February 17, 2026

My sweet pug had an unknown infection…

My sweet pug had an unknown infection and Pumpkin helped me not worry about him while going to the specialist to get lots of tests. I didn't have to worry about him and also about the costs. Fortunately it turned out to be a very solvable problem and he is happily continuing to steal hearts and treats.

Insurer: Pumpkin

By: Rachael Puckett

February 17, 2026

I received instant notification through…

I received instant notification through text to inform me that my claim has been received and being processed. The consistent communication has been consistent

Insurer: Fetch

By: Dawn

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