Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Great coverage
My cat Rory developed a rectal polyp and needed to be seen at the vet. He was covered for this visit (80%). Embrace is a great pet insurance company & I highly recommend them!
Insurer: Embrace
By: Lisa
life Saver!! Best decision!!
I insured a new, young, healthy dog I adopted in 2015. I insured him because he is a wild man and I figured there would be an ACL tear or something in the future. Just a few months in we were in the hospital, inexplicably, with a very serious case of IBD and then a chronic, enduring skin infection in the wake of the internal medical situation. I have been reimbursed, literally thousands of dollars for Grover's care. My little rescue would not have been affordable otherwise. I highly recommend Trupanion every day, personally and professionally. I am a career veterinary technician.
Insurer: Trupanion
By: Jennifer
Wow on the claim payment!
My dog recently had surgery on her leg. I was really impressed with how quickly the claim was processed and paid. And, the direct deposit made it even better! Thanks Embrace!
Insurer: Embrace
By: Celia
So relieved that I chose Healthy Paws!
My dog has had Healthy Paws insurance for a couple years now & up until last month had not needed it. Out of the blue she herniated a disk which meant expensive surgery. Healthy Paws has been great. They covered my claim with out any hassle. Customer support on the phone was very kind & email correspondence has been thoughtful. I wish human health insurance was this straightforward & compassionate. I highly recommend choosing Healthy Paws.
Insurer: Healthy Paws
By: Christine
Would Not Be Without Embrace
I have had Embrace on my Boxer "Joy" since she was 4 months old and I have never regretted it. She's had ear infection, bronchitis, dog attack. I got pet insurance because I did not want to be in the position of making the decision whether I can afford to take care of Joy's vet bill should something serious happens. Peace of mind is worth a lot. I looked at all the pet insurance companies especially the ones highly recommended and after my study I found Embrace was best all ways around especially when you include Wellness. No one pays Wellness as well as Embrace. Also the claims are processed easily and quickly and with direct deposit my claim payment is in my bank within and lot of time less than 2 weeks. I love Embrace Pet Insurance.
Insurer: Embrace
By: Genny
The best pet insurance you can buy.
I have had Healthy Paws insurance for about 3 years, after an unsatisfactory stint with another insurer. They have been AWESOME in all respects. The cost of Bailey's care has risen substantially in the last 6 months, due to diabetes, followed by cataracts, which rendered him blind. I'm happy to say that he had surgery 2 weeks ago, and his sight has been restored. Healthy Paws never questioned a claim, and the reimbursement for the surgery arrived before the credit card bill did. Adding to that the fact that they exist to support animal rescue, tells me that there is no other realistic choice. Get Healthy Paws. You won't be sorry.
Insurer: Healthy Paws
By: Anthony
Fighting chance for our Moe
Our male Aussie was rushed too the emergency clinic for a splenectomy due to hemangiosarcoma cancer and is facing expensive and intensive treatment options, such as chemotherapy. Without embrace, who handles our claims fast and professionally, we would not be able to focus on the most important aspect, which is taking care of Moe and ourselves. On this emotional rollercoaster it’s nice to have embrace on our side. Thank you for that. Getting pet insurance was one of the smarter things I have done so far. To date my bills have amounted to $6,500 and embrace has kept their promise for 80% on their part after the $500 deductible! What a relief.
Insurer: Embrace
By: Georgette
We love Nationwide pet insurance!
It is so refreshing to receive an email inquiring about our pet Louie's health after a vet invoice was submitted. We are more than completely satisfied with Nationwide Pet Insurance. In fact, we always mention our plan to friends and neighbors. Your organization has exceeded our expectations in every situation. We are thankful that our vet, Dr. Jennifer Kramer, suggested we consider pet insurance with your company when we rescued Louie 12 years ago. Since then we adopted two little angels/sisters for Louie who were insured with you that unfortunately passed from cancer. During such a devestating time you refunded any balance due to us, which we did not expect, and sent a sympathy card. Your customer service representatives are a pleasure to speak with and answer any questions or make suggestions for our beloved pets insurance. It amazes us that when you mention that our pet had a procedure the first words out of their mouths is "how much did that cost you!". Beside, that it is none of their business, we always reply that we have Nationwide Pet Insurance that is incredible.
Insurer: Nationwide
By: Tony
The Best Pet Insurance Out There
We have been with Embrace for almost 8 years. My Tiny Toy Poodle had a lot of health issues including detached retinas in her eyes with continued eye problems, luxated hips which resulted in a Femoral Head Ostectomy and a heart murmur which has resulted in congestive heart disease. Embrace has covered her medical expenses which has allowed her a quality life and given us years of enjoyment with her. She is our baby even at 10-1/2 years old and we love her dearly. We are so thankful for Embrace who has helped with her medical expenses and walked this journey with us. Thank you Embrace
Insurer: Embrace
By: Jeani
One of my best decisions ever!
I did a lot of research to find a good pet insurance company. In the end, I decided on Healthy Paws. This company seemed to have great coverage at a reasonable price. The percentage of reimbursement and the annual deductible can be tailored to your liking. I chose a 90% reimbursement with a $100 annual deductible. The bad news: I had to use this policy because my young dog (under 2 years old) tore ligaments in both knees. So far, one surgery has been completed with the other scheduled in a few weeks. The cost for the first leg operation cost about $5,000 with the second costing roughly the same. The good news: My dog is covered by Healthy Paws. I was very skeptical to see what actually would be covered, but was greatly and happily surprised that they covered everything. I took a picture of the entire bill with my phone using the Healthy Paws App. That’s it! The check is in the mail! In addition, every time I called, the people (real live people) who answered where extremely helpful and nice. What a great company!
Insurer: Healthy Paws
By: George