Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Awesome Company
I enrolled my beagle puppy in the health plan and the wellness plan. So far, it has exceeded my expectations. The claims process is seamless and the service is incredible. Couldn't be more happy.
Insurer: Embrace
By: Tom
Easy & quick claim process
Our lab tore her knee ligament late last year and had TPLO surgery in January. The cost was $3k+. After submitting the claim, Embrace approved within a few days and we received the checks within a couple of weeks. It was amazing response time and customer service given my experience with most other insurance companies (car, home, health, etc...). Would definitely recommend Embrace to others. I am still surprised by how easy and quick the claim reimbursement process was.
Insurer: Embrace
By: Mark
Takes care of my Dogs costs no question
Have medical and care plan. Has no problem receiving reimbusment for pet related costs. I am hard to please.
Insurer: Nationwide
By: Grayson
I was hesitant but should have switched years before
I used to have PetPlan for my fur babies, but switched to Nationwide. I was hesitant to switch at first as I had been with Pet Plan for years but they were switching underwriters and the coverage/cost was changing. Nationwide has been amazing!!! My 5 year old chocolate lab had to have both ACL's replaced (months apart) and Nationwide reimbursed me 90% of the costs. Their customer service is outstanding and the services they offer are the same. I would recommend Nationwide to anyone with fur babies!
Insurer: Nationwide
By: Sheri
I question why an expense was not...
I question why an expense was not reimbursed and was told it went toward my hundred dollar deductible but realized that she didn't explain if it per year or per incident
Insurer: AKC
By: Marilyn
Our experience with Embrace has been wonderful!
We have had to use our pet insurance a few times over the last couple years when our dog was very sick, Embrace was always quick to reimburse. The process was always quite simple and we received our money within a few weeks. Customer service dept is nice to deal with also.
Insurer: Embrace
By: Donna
Embrace has covered everything
Embrace has covered nearly everything I've submitted for my dog, Nayla. Expensive testing, visits to a specialist, and medications. I'm getting ready to renew, and I will do so happily.
Insurer: Embrace
By: Denise
Everything is covered
I love Embrace Pet Insurance. They pay claims quickly and they cover practically everything. Their prices are better than most companies as well. They have saved me over $10,000 for my 2 dogs who have both had major spine injuries and 1 with liver problems. It's a great feeling to know I never have to make the decision to get a procedure done for my pets if it's too expensive.
Insurer: Embrace
By: Julia
Outstanding Service
We have had an Embrace policy since brought our puppy home. We wanted piece of mind in case something tragic happened. The staff at Embrace have always been helpful and truly care about your pet. Claims are always processed quickly and with zero hassle. I will continue to refer other pet owners to Embrace.
Insurer: Embrace
By: AJ
Glad I have this
I’m very glad I have ASPCA insurance for my big Dudley. His lymphoma diagnosis was devastating but the ASPCA has been incredibly helpful and prompt on payment. The customer service is incredibly sincere and I know the people who work there truly care about animals.
Insurer: ASPCA
By: Claire