Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


February 26, 2026

That in an emergency that my dog is taken care of no matter what!

It's dependable when I need the insurance for my animal!

Insurer: MetLife

By: Pamella Marez

February 26, 2026

Pumpkin has been easy to work with

Pumpkin has been easy to work with. I submit my claim and they quickly process it and I get reimbursed. I couldn’t imagine not having pet insurance.

Insurer: Pumpkin

By: Mandi

February 26, 2026

THE BEST!

Embrace Pet Insurance responded to a claim submitted in less than 24 hours. Jacob who answered the phone explained and answered my questions so patiently since my accent is so thick. He was so polite.

Insurer: Embrace

By: Lola Hogle

February 26, 2026

Claiming filing process was easy and…

Claiming filing process was easy and reimbursement was exceptionally timely.

Insurer: Trupanion

By: Jacqueline

February 26, 2026

Easy to file and rapid payment

Easy to file and rapid payment. I have been extremely pleased with the care I have received from met life . I would recommend to anyone looking for good value in pet insurance

Insurer: MetLife

By: Andrea Phillips

February 26, 2026

Submit a claim and within 48 hours it’s…

Submit a claim and within 48 hours it’s in my checking account!!!

Insurer: Pumpkin

By: Oscar Meyer

February 26, 2026

Quick and easy approvals relayed…

Quick and easy approvals relayed directly to Vet practices.

Insurer: Trupanion

By: Jan

February 26, 2026

Fetch Pet insurance has been wonderful

Fetch Pet insurance has been wonderful. Easy to submit and quick turn around.

Insurer: Fetch

By: Robin Correnti Correnti

February 26, 2026

Ease of submitting the claim

Ease of submitting the claim. Also, I was updated on the status of the claim which was appreciated.

Insurer: Fetch

By: Karen Crayden

February 26, 2026

Both positives and negatives.

I am happy I was able to receive help with Emma's medical bills. I am also happy Trupanion interacts with, and pays directly do, the veterinarians. With that said, I was not happy that, in such an emotional emergency situation, I was forced to appeal your quick initial denial of coverage. I was further disappointed that, within a week of the claim for treatment expenses, I was notified of a substantial increase in monthly premiums.

Insurer: Trupanion

By: Nancy

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