Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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So far seems great!
So far, Spot has provided excellent turn around on processing claims and I hope it continues to go smoothly. This is the first time I had passed my deductible and I am happy so far. The process is direct, easy online, and no surprises.
Insurer: Spot
By: Sar B
Very easy to put in a claim
Very easy to put in a claim. Payment was quick.
Insurer: Pumpkin
By: Sherry
Great to have pet insurance
Great to have pet insurance. Really helped me through my last claim.
Insurer: Spot
By: Liv Hopley
Quick response time
Quick response time, once claim was filled out
Insurer: Spot
By: Carijudy
Insurance for my Cat
We’ve had insurance with Spot for our cat for about 2 years now and have yet to be disappointed! My claims have always been processed within 1-2 days, and reimbursement via direct deposit is fast too! They cover A LOT, I even had to get extra bloodwork for her at her last annual, and a large portion of it was covered. You definitely get what you pay for, and it’s very worth it!
Insurer: Spot
By: Kaela Wilson
Reimbursed what I expect
I always get reimbursed the amount I expect. Which is great. What is not so great is that their portal (app or website) for submitting claims hasn't been working for months. It takes an extra 2 weeks to process a claim when submitted via email since there is such a backlog. Please fix this.
Insurer: Pets Best
By: Heather
Received reimbursement for puppies…
Received reimbursement for puppies surgical procedure. Happy thank you
Insurer: Fetch
By: David
The claim was processed quickly and I…
The claim was processed quickly and I didn’t have to jump through a bunch of hoops.
Insurer: Spot
By: Amanda S.
Very pleased with Fetch
I've never had pet insurance before till my recent kitty, and I was very pleased with how easy it is to use. The cost is very affordable and submitting claims may seem a little daunting to some, but it is rather easy. Also, once claims are approved and cashed out, they are deposited directly into your banking account, if that's how you choose to receive payment.
Insurer: Fetch
By: Chuck
Prompt and Efficient Claims Processing
I recently had to take my pup to the emergency vet early Sunday morning, and the bill was understandably expensive. I submitted the invoice through the MetLife Pet app on Monday and was pleasantly surprised to receive the reimbursement by Friday. I really appreciate the fast and smooth payment process.
Insurer: MetLife
By: Marlene King