Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Best decision ever!
Could not be happier with Maya’s insurance coverage. Definitely gives me peace of mind knowing that I will always be able to provide her with the best of care.
Insurer: Nationwide
By: Diane
Good Experience with Insurance
Our experience has been good with quick responses to our claims. We wish the return was a bit higher than we receive. We understand that this happens on higher claims such as surgeries and the like. Our claims have been mainly office visits for minor illnesses. All and all we feel the insurance is worth having.
Insurer: ASPCA
By: Julie
Healthypaws is a Lifesaver!
Healthypaws has just been a lifesaver for me! My three year old Yorkshire Terrier, Indiana, has torn both of his hind ACLs and had to undergo a total of 3 surgeries -- and they were a small fortune! Thankfully, healthypaws has been there for us and reimbursed me at a 90% level. If I did not have healthypaws, I would not have been able to get Indy the physical rehabilitation he needed for months after each surgery, which was also covered at 90%! I've recommended healthypaws to everyone I know that gets a new pup -- I think it is the best insurance out there :) Their customer service team also sends emails to check up on Indy post-surgery and see how he is doing -- it is a nice personal touch. Cannot say enough about this company!
Insurer: Healthy Paws
By: Keira
We are very happy with Nationwide Pet Insurance
We are very happy that we purchased Nationwide Pet Insurance. Although not having it would not prevent us from getting Lexi whatever care she would need, having the insurance is a benefit because we can get back some of what we spend to care for her and keep her healthy.
Insurer: Nationwide
By: Nancy
Great Coverage for my senior dachshund
My furbaby, my longhaired doxie Peggy, was suddenly diagnosed with carcinoma. She needed tests, surgery, and going forward treatment. We were so frightened we were going to lose her and also that we weren't going to be able to afford the high costs the hospital was quoting us. I was crossing paws the bills would be reimbursed and they were! I'm so glad we have Embrace going forward giving us the cancer treatment options we need to if possible cure (again paws ceased) or to maintain a good quality of life for years to come for our very loved little dog.
Insurer: Embrace
By: Jayne
The Best in the Worst of Times
All pet parents know they want to give the best lives to their pet children. I am no exception. Adopting two cats (Mia and Bailey) who did not have the best beginnings was stressful but also the best thing I've ever done. That said, without Nationwide, I would have had to make different decisions due to the exorbitant costs of surgery and the like. Fortunately, I have been able to take care Mia and Bailey's physical needs because of Nationwide. Claims are processed quickly and never once have my claims been denied. Nationwide gives me great peace of mind.
Insurer: Nationwide
By: Denise
Worth it to be cautious and insured.
We have joined Nationwide for two yers now. The first year of our pet's life he fell ill with Pancreatitis. My goodness, the costs involved and the care he needed! Thanks to Nationwide we were able to care for our pet and know that Nationwide had our back! Since then, it has also helped greatly with the annual physical and vaccinations.
Insurer: Nationwide
By: Al
So Happy!
I had an ear issue with my girl that spiraled out of control, ended up needing surgery and $700 later, i sent in my claim and 2 weeks later had a check. It was so easy dealing with them. Thank You!
Insurer: Nationwide
By: Valerie
Amazing Coverage - Helpful Staff - Quick Turnaround
I signed up for Nationwide Pet Insurance for my two lab mixes not even a year ago. I have been so, so, so happy about my decision since. Between the two dogs, I've had at least two dozen claims - each of them processed quickly and almost always in full. One of the things that made Nationwide stand out to me was their coverage of hip dysplasia, acl tears, and even flea and tick med. It was the most comprehensive coverage I've found, and the only exceptions I've had on my claims so far have been for taxes and rabies tags. I was hesitant to go with Nationwide as VPI (the former company) didn't have the best reviews - but I'm glad I did! I'm constantly referring my friends to check it out - such a great product!
Insurer: Nationwide
By: Thomas
Nationwide is a must-have product for pet lovers
Our cat recently began to have seizures, and then developed a very rare reaction to the seizure medications that caused his immune system to collapse. He became septic and was hospitalized. Between the cost of getting him to a veterinary neurologist to diagnose the seizures (which included an MRI) and the cost of his multiple hospital stays, his vet bills amounted to over $8,000. I have health problems myself and can only work part time, and my husband is an x-ray tech, so we don't have that kind of money. We put his bills on Care Credit and hoped that Nationwide would reimburse us promptly because even the minimum monthly payments would have been a financial burden for us. As promised, Nationwide reimbursed us 90% of the vet bills, direct deposited into our bank account within two weeks of us emailing them the claims. They never tried to deny any part of the claims or request mountains of paperwork and vet records before they processed the claim. Having this coverage saved us financially and I tell everyone who has pets about it.
Insurer: Nationwide
By: Erin