Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Excellent. Covered 90% of all expenses, painlessly and quickly.
Excellent. Covered 90% of all expenses, painlessly and quickly. Our claim was around $6000. I can't say enough good things about Nationwide Whole Wellness. I've had it for a couple years and the plan has never let me down.
Insurer: Nationwide
By: Eric
Ridiculously Simple!
Why can't human insurance be this easy? I filed my claim and in less than a week my reimbursement was in the mail. Such a smooth and easy process, I am still in shock at how simple it was.
Insurer: Embrace
By: Meagan
Excellent claim submittal process and fast response
Very easy and fast claim process. Prompt reimbursement
Insurer: Nationwide
By: Ron
Always great service
Otis is a curious pup and this year has proven to be quite the doozy! I am so glad we have this coverage as it has helped with the cost of all of his antics. I am especially grateful for the vetline as it helped me decide when to go to the vet vs. urgent care. I tell everyone I know about this service, I don't know what we would do without it. Anytime I call, everyone is super helpful and knowledgeable about the info I need. Thanks!
Insurer: Nationwide
By: Maria
Hassle Free !
This company is great ! My dog was diagnosed with nasal cancer and they reimbursed everything up to my contract allotment. I took a copy of the claim for to the 2 vets I had to visit and the staff took care of the rest. I was able to check the status of my claim online. Within about 2 weeks I received a check for the amount of reimbursement I was due. Radiation therapy and the initial scanning is not cheap so it was a great relief to know I had money coming back ! Thank you Embrace for being true to your word !
Insurer: Embrace
By: Bonnie
Stress-free coverage
Within 9 months of adopting my dog, I realized he was too high-energy and accident-prone to not have pet insurance, and I was right! Over the winter he slipped while playing in the snow and tore a ligament in his knee and needed surgery. All told, the cost for surgery, x-rays, and vet visits was close to $7,000. I only ended up paying about $1,500 (and I had been paying about $300 per year for Embrace insurance, so well worth it). My claim was processed in less than two weeks. Pet insurance is not cheap, but the whole experience with Embrace gave me a lot of relief during a stressful time with my dog.
Insurer: Embrace
By: Rachel
1st class company. Strong customer service.
Embrace is a 1st class company. Their customer service is awesome and their claim process is quick and efficient. So happy I decided to insure our 2 pups with them!
Insurer: Embrace
By: Kathleen
The best insurance for my pet ever
I have both of my pups insured with Healthy Paws. My boy, Jimmeny is very healthy, but my five year old, Anya, has suffered one health catastrophe after another. First it was a growth deformity, when she was a baby, then she had two surgeries for a grass seed that gave her mersa. She developed an immune mediated blood disorder that required two weeks in the hospital. Most recently she ate a bone that perforated her intestine and she was in the hospital for a week and a half. Needless to say, all of this has cost a fortune and Healthy Paws has not only paid her bills but has actually checked up on her recovery. I would not be able to afford this on my own and I have no words to explain how thankful I am to Healthy Paws. I tell everyone who will listen how great they are.
Insurer: Healthy Paws
By: Leslie
Super Easy Claims
Submitting claims and getting reimbursed has been super easy. (Much easier than my own health insurance!) Customer service was great for any questions. It’s a no-brainer to carry this insurance. It’s helped a ton.
Insurer: Embrace
By: Johanna
BEST Pet Insurance EVER!!!
I have 2 small breed dogs (Shih Tzu/ Maltese mixed and Biewer Yorkie mixed) and I have enrolled my dogs since 12/05/2014, when they were about 4 and 5 years old. After a very thorough research and analysis of all the pet policies out there, Healthy Paws was the most affordable one with great benefits. I paid about $80-90 for both dogs per month with a 90% reimbursement and $100 deductible per year and there are no caps on claims. It doesn't cover preventative care but enrolling in Healthy Paws Pet Insurance gave me a peace of mind that I will be able to afford medical care for my dogs in case they needed it. My dogs are generally healthy and I didn't have to submit any claims but one minor one until recently... In 2018 of this year, both of my dogs whose about 7 and 8 years old now needed surgery. One of them had an emergency anal gland ruptured, he had a fever and inflammation. The vet bill was about $2,500+ and Healthy Paws reimbursed 90% of it minus $100 annual deductible. After the annual deductible is met, it was no longer deducted for the year, no matter how many or how much claims I have submitted. Submitting the claim was super easy which can be done through email, their website or even the app. And the turn around time was within 10 business days I had a direct deposit for my claim! The customer service was excellent with very prompt processing time. My other dog whose almost 7 had cataracts and his vision was impaired and he couldn't see. So we decided to bring him to a specialist to get his cataract surgery done for both of his eyes. The vet bill was really expensive and cost more than $5,500+ with all the medications he needed! Health Paws reimbursed me 90% of it within a week, which was like over $4,800+ of claims submitted, I am really grateful that I was able to pay all of my credit card bills without any problems! I find that Healthy Paws Insurance policy is very clear and the effective date of protection is what really matters! Most pet insurance policies doesn't cover pre-existing conditions, therefore, its BEST to enrolled your pet before it's too late. I am very glad and have no regrets that I made the RIGHT and BEST CHOICE to enrolled my two dogs under Healthy Paws because I know that my dogs will be able to get medical care that they need when they need it. I love that you can contact their customer service if you have any questions and concerns or follow up on claim status.. They are very responsive and when you submit your claims, rest assured that you will be reimbursed for your policy reimbursement level!! Thank you Healthy Paws and I hope pet owners will make the right decision in enrolling their love ones with a company that does care!
Insurer: Healthy Paws
By: Nancee