Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


July 06, 2018

Good Coverage - could be a bit faster on processing.

My experience so far has been pleasant, love the use of technology to file claims and get information on processing, along with the deposit feature. My only constructive criticism would be two things 1) when submitting a claim, a quick summary of estimated expenses vs payout and 2) the claim review process could be a bit quicker. I am very appreciative of the service you provide for the reasonable cost, we are very happy to be part of nationwide for both of our pets!

Insurer: Nationwide

By: Neil

Useful
July 06, 2018

better than going it alone

The first time I needed to utilize this insurance, it literally saved Patrick's life. He broke his leg in a really severe way and without this insurance I wouldn't have been able to afford the $3,000+ surgery he needed to avoid being put down. It takes a while for the claims to get processed, but it is nice to know there are very few things that can happy to Patrick Swayze that I won't get some sort of help with.

Insurer: Nationwide

By: Megan

Useful
July 06, 2018

Great , great insurance

A true life saver. Coverage is great, policies are easy to understand . Never had a surprise with the claims. Easy to submit the claims, very short processing time and payment. Their customer services is very helpful and super nice. Having 2 kitties dealing with serious illnesses having Embrace saved their lives. It gave me the access to the best medical treatments available I would highly recommend it to any pet parent. Enroll them at the very young age.It will pay off down the road.

Insurer: Embrace

By: Claudia

Useful
July 06, 2018

Great comprehensive insurance

This is great insurance. Claim process is easy.

Insurer: Nationwide

By: Heather

Useful
July 06, 2018

Good, but I wish the vet could file the claims

Reimbursement seems fair, response time seems adequate. Just wish it worked like people insurance. Would rather have vet file the claims.

Insurer: Nationwide

By: Dana

Useful
July 06, 2018

Awesome insurance for my puppy

Was thankful I purchased as my new puppy got constipated from the food she was eating and had to take to the ER vet. They covered the expenses after deductible and really saved me some money. It is definitely peace of mind well purchased. Will keep it every year as you never know. They reimburse quickly too!!! Great company.

Insurer: Nationwide

By: Monica

Useful
July 06, 2018

So far, so good

So far we have been very happy with the coverage that our policy provides. My only complaint is that it takes a long time from the time a claim is received to when we receive payment. Other than that, the coverage has been a great thing for both routine care costs as well as when the unexpected, larger health issue needs to be treated.

Insurer: Nationwide

By: Robin

Useful
July 06, 2018

We have had the best experience with Nationwide Pet Inirance and I refer you to every dog owner I know!

Our experience with Nationwide in Trying to care for 5 dogs, 4 of which are rescue dogs, has been phenomenal. The ease of submitting a claim online and the timeliness of when the claims are paid is better than we could have expected. Thank you!

Insurer: Nationwide

By: Deborah

Useful
July 06, 2018

It was a smooth, positive, and effortless transaction;

It was a complete shock when my adopted 1+ year old puppy, yorkie-schnauzer mix, needed emergency surgery for stones. When I was told (by the surgeon) the cost of the procedure and tests and followup, nearly $3,000, I was distressed, yet I knew there was no choice in the matter. I told them I had pet insurance, but was not sure if the procedure would be covered. My vet, and the surgeon, submitted the paperwork to Nationwide. And within 3-4 weeks, I was surprised with a very very nice reimbursement. It was not my total cost, but it was per the policy and deductibles. Nationwide kept me posted and informed on the claim regularly. Since then, I have been recommending this pet insurance to all my friends. On a scale of 1-10, I would give Nationwide a 9 or 10. . Very very excellent.

Insurer: Nationwide

By: Diane

Useful
July 06, 2018

Thank you Trupanion

I don't know what I would have done without Trupanion, I never could have afforded both my dogs ACL surgerys. They never questioned anything even when he had several infections after his first surgery. I never had to fight to get coverage and anytime I did had to call they were always so nice and genuinely concerned about how Dexter was doing. I recommend them to everyone I know who has a pet. And at time in your families life when Trupanion is already so stressed and worried about your pet they take the worry away for the financial part. thank you Trupanion.

Insurer: Trupanion

By: Colleen

Useful

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