Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


September 14, 2018

Insurance Policies in General and her Spay

The reason for a 7 & not a 10 is mainly the insurance issues I have had with all my dogs, including Paris. The spay was ok, except with VPI I didn't pay a deductible or only get 90% return on wellness. It was 100% up to maximum, there was never a time they didn't cover everything. On my other dogs, it has been a sheer nightmare. I have been with (VPI) since 2002 when I had a policy that was 4#'s. My Autumn (Service Dog) got caught in a catch 22. You took over from VPI and changed all the rules. The 1st part you had no coverage to speak of & that is what Autumn was caught under. Then your, creative way to get the better coverage you offered each yr, you had to change policies & anything that happened under other plan was considered a pre-existing condition. All pets, most especially Autumn should have been grandfathered up with each change. No one should have to change policies, they should be "upgrades". This has been an issue with all my pets. Luckily I had Merlin & Lacy under VPI policies. Even Paris got caught in a change. I was forced to take a $250 ded. when that is worthless. I have always had a $100. So I lost money big time her 1st year. She only had wellness checks. Never even met deductible. I have met it with a spay, but something else would have to happen for me to get any more benefit. I pray that doesn't happen because my Emergency Vet has killed 5 of my dogs. I can only (maybe) change one of my dogs next year. My vet is going to call on Autumn. I think that is petty that she was caught in the catch 22 when you didn't know what you were going to do or offer & she has been penalized all the way. She is a Service Dog too. That is sad. I have had probably 15 or more or (only 1 or 2) less with VPI & Nationwide since 2002. My daughter dropped you because she got a better deal through her vet. for a lot less money. I don't have that option. I only recommend you because I can't find anything better, with your current policy anywhere else. I am very sad and upset about the issues I have. I will recommend if asked. The rating is so high is because of the spay being "ok". I didn't look at reviews because I have here for so long. Reviews would not have helped me.

Insurer: Nationwide

By: Brenda

Useful
Verified September 14, 2018

Trupanion pet insurance will help most if your pet is insured young.

I insured my cat since he was 4 months old. I have had several claims over the years and Trupanion has helped with the bills. Vet bills can be expensive.

Insurer: Trupanion Canada

By: Peter

Useful
September 14, 2018

Excellent customer service

Excellent customer service and quick claim settlement.

Insurer: Trupanion

By: Lynne

Useful
September 14, 2018

Trupanion has covered expenses as promised/advertised.

Trupanion has covered expenses as promised/advertised. You process claims in a timely and concise manner. Your staff, on the phone, are very knowledgeable, confident, helpful, and professional/courteous. As an example, my recent discussion with Sam about rates, premium increases, and deductibles was very helpful and thorough.

Insurer: Trupanion

By: Richard

Useful
September 14, 2018

Disappointed in the system.

Disappointed in the system. Wasn't aware that deductible was per medical issue. Also, claim was denied first time and had to appeal the decision, taking more time than the claim was worth.

Insurer: Trupanion Canada

By: Mark

Useful
September 14, 2018

Pets Best took great care of us.

My dog had a broken toenail that had to be removed and Pets Best took great care of us! I really appreciate that submitting claims is so easy--I can do it from my phone by just taking a picture of the vet's invoice. I also love that reimbursement is so quick!

Insurer: Pets Best

By: Emily

Useful
September 14, 2018

So glad I chose Pets Best!

Very satisfied how easy and quick it was to file claims and receiving the reimbursement. So glad I chose Pets Best!!!

Insurer: Pets Best

By: Andrea

Useful
September 14, 2018

Excellent customer service

Excellent customer service and quick claim settlement.

Insurer: Trupanion

By: Lynne

Useful
September 14, 2018

It was easy

It was easy to submit online and was approved quickly. Everyone has always been super friendly and helpful whenever I've had to call!

Insurer: Trupanion

By: Gabby

Useful
September 14, 2018

It was fast

It was fast and easy. I was just a little surprised for some reason that I didn't understand each incident had its own deductible until I had to file my first claim.

Insurer: Trupanion

By: Kristen

Useful

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