Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


July 17, 2026

It was easy to file the claim and Fetch…

It was easy to file the claim and Fetch kept me informed throughout the process. I was very empressed.

Insurer: Fetch

By: Shawn

July 17, 2026

Worth every penny

We have had Trupanion since both my dogs were puppies (8 and 7 years old now). Trupanion does not cover wellness and some other stuff, but they have allowed us to make sure our dogs get the care they need without worrying about how to pay for more than our deductible. As they have gotten older our premiums have increased, but we have continued paying the premiums as Trupanion has come through every time. They charge the deductible per condition, but after that has been met you only pay coinsurance and taxes. Twice now Trupanion has paid out more in claims for us than we would have saved just putting away the premiums alone. Several of the vets we have worked with also work directly with Trupanion, so there have been instances where because our vet filed claims for us in the past, we had already met our deductible for a condition when the big bills started to roll in. We cannot recommend them enough.

Insurer: Trupanion

By: Dr. Everett

July 17, 2026

Fast response. After the documentation was sent in

After the documentation was sent in, the check came in a few days.

Insurer: Healthy Paws

By: Leann

July 17, 2026

Submitting claims online is very easy

Submitting claims online is very easy. Responses from Healthy Paws on status of claims very punctual and clear

Insurer: Healthy Paws

By: Cindy Wadler

July 17, 2026

Quick and easy to apply , great benefits for my pupper

nationwide was easy to apply and clearly outlined what coverage was available, very quick response from Cassandra when I called.

Insurer: Nationwide

By: Tammy

July 17, 2026

Will never be without it

I’ve had healthy paws for 8 years and have never been disappointed..so grateful for the coverage as well as the quick turnaround times…payment was sent so fast...they’ve covered her surgeries at 90% without any question..I’ll always have pet Insurance for peace of mind for my pups..

Insurer: Healthy Paws

By: Pj Goldman

July 17, 2026

Healthy Paws was great at first

Healthy Paws was great at first. I've used them for about 9.5 years. Initially, I had a $250 deductible and 90% reimbursement for meds, surgeries, & x-rays (routine vaccinations and the actual vet costs were excluded ).Each year monthly premiums increased. This year not only did my premiums increase but my deductible doubled to $500 & now my dogs are only covered 70% rather than the 90% when I took out the policy. It's just like every insurance company & they've got me over a barrel. No other company will insure 2 aging dogs.

Insurer: Healthy Paws

By: Patti Shavelson Deroo

July 17, 2026

The policy was easy to get and fully…

The policy was easy to get and fully explained. I would have liked to see if I could get additional coverage, but I couldn't find a way to look for it. Overall, it was a good experience.

Insurer: Nationwide

By: JANET & TONY LANE

July 17, 2026

Great insurance for my fur baby!

Great insurance for my fur baby!! A very easy and smooth process to put claims through. It takes only a few minutes to process and my vet submits the claim.

Insurer: Trupanion

By: nicole brown

July 16, 2026

Happy to have the pet insurance

Overall the claims experience was very positive and as expected. I uploaded a receipt that did not show all the details and ran into some minor issues. When trying to add new documents to the claim there were a couple of glitches with the mobile app. I made a call to customer service and they were able to solve the problems with the paperwork. The Customer service representative was great. She even asked about my puppy to see how he was doing and processed the claim I was having trouble with. Having this pet insurance when an unexpected bills happen from the vet turned out to be a very good choice for me.

Insurer: MetLife

By: Rebecca Brunink

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