Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


July 17, 2026

Take for ever to resolve a case i still…

Take for ever to resolve a case i still waiting for mine after 2 monts

Insurer: Embrace

By: Magdalena

July 17, 2026

Excellent!!

I love that Trupanion pays claims through the Vet's!! Love the caring people at Trupanion!!!!!!!!!!!!!!!!!!!!!!

Insurer: Trupanion

By: Karen

July 17, 2026

Dental cleaning covered!

My 3 year old Bichon Frise had her teeth cleaned at the vet's... it was pricey but necessary. I called Met Life and was assured that the policy we had taken out would cover it. 3 days after i submitted the paperwork required I heard back that it was approved! Not many days later I was given options on how i wanted to receive my reimbursement minus my deductible... they were amazing. So glad we took out the insurance with them. Highly recommend.

Insurer: MetLife

By: Miriam Goldberg

July 17, 2026

Very easy to get started and I had all…

Very easy to get started and I had all the coverage I wanted and it was a better deal than other places that offered less.

Insurer: Nationwide

By: Carl

July 17, 2026

Quick and easy claim process

The prompt and direct payment to the veterinary hospital made it very convenient for us. Having Trupanion made it possible to give our dog the surgery he needed. Thank you!

Insurer: Trupanion

By: Amanda

July 17, 2026

Always quick and easy to deal with!

They are always so quick to process my claims and helpful when I call. It has been a life saver having them with our new puppy. She just turned one and has had a lot more issues then I could have predicted and Pumpkin has save us thousands. I have been recommending them to all my friends with pets.

Insurer: Pumpkin

By: Shelby

July 17, 2026

A Lifesaver for Biggie

We signed up for Trupanion about two years ago, hoping we’d never need it. When our Lab, Biggie, unexpectedly needed emergency surgery, I can’t imagine going through that experience without them. The claims process was incredibly simple, and what impressed me most was that Trupanion paid their portion of the bill directly to the pet hospital. We didn’t have to pay the full amount upfront and wait weeks for reimbursement, which was such a relief during an already stressful time. Everything was handled quickly, and Trupanion kept us updated throughout the entire process. Having one less thing to worry about allowed us to focus on what mattered most—Biggie’s recovery. We’re so grateful for the excellent service and peace of mind Trupanion provided. I wholeheartedly recommend them to any pet owner looking for reliable pet insurance.

Insurer: Trupanion

By: Vanessa Clay

July 17, 2026

100 % recommend for all fur babies

Friendly people & quick processing of claims. Fast refunds .

Insurer: Pumpkin

By: Nonna

July 17, 2026

Considering discontinuing as it seems…

Considering discontinuing as it seems like nothing is covered

Insurer: Trupanion

By: Mollie

July 17, 2026

Once you make the first claim with all…

Once you make the first claim with all the background information, All the rest after that is really easy.

Insurer: MetLife

By: Tammy Blair

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.