Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


October 09, 2018

You won't find better insurance or customer service!

Embrace has never refused a claim, and I have submitted a lot of claims, some for a lot of $$$. The company pays very quickly, and the form(s) and submittion of the paperwork is amazingly simple. I keep waiting for the other shoe to drop, but, so far, there has been no other shoe. Embrace is offered through one of the premier insurance companies in the world, USAA. That alone, convinced me to buy the insurance, because USAA's reputation is superior to any other company that offers insurance, and Embrace is proving to have the same reputation. I recommend it to everyone!

Insurer: Embrace

By: Leslie

Useful
October 09, 2018

Great value for pet care.

This the first time that I ever had health insurance for my pet. I find the monthly fee is fair as as is the yearly deductible. The overall claim process is very easy.

Insurer: Nationwide

By: Lisa

Useful
October 09, 2018

Faster claims processing

The coverage is great and the premium is affordable but three weeks to process a claim is insane. When I had Aflac, once I submitted my claim information I was paid within 24 hours. Why does it take you guys 3 weeks to process a claim? I don't understand. Nationwide is a huge company, and should be able to do this much more efficiently.

Insurer: Nationwide

By: Rebecca

Useful
October 09, 2018

Great!

Nationwide has been wonderful. I find it very easy to submit claims and they pay what is covered in the plan with no hassle.

Insurer: Nationwide

By: Jean

Useful
October 09, 2018

Zona

Upon filing a claim I received an email letting me know it was received and set up for review. The turn around time is around 30 days for completion and was notified each step of the way and could follow on my account through the website.

Insurer: Nationwide

By: Anthony

Useful
October 09, 2018

Great Pet Insurance

We have had no issues with our claims. We are so happy to have the peace of mi d should anything go wrong.

Insurer: Nationwide

By: Jennifer

Useful
October 09, 2018

Love the support, wish the claim cleared faster!

Having this Nationwide policy has been a true life-saver! We expectantly had two major issues with our Abbe and having this support took the worry out of the experience (wondering how I would pay for the issues). I would however, like to see the claims be processed more quickly. It is difficult to wait for the return to then pay off the credit card this was charged to. I am finding that I am getting finance fees because the check isn't processed more quickly.

Insurer: Nationwide

By: Renee

Useful
October 09, 2018

Great company and super great staff.

Nationwide Pet Insurance has been a great thing for us with our new puppy. We purchased the plan that covers wellness checks also. Claims have been easy to submit with a quick turnaround time for reimbursements. The staff is a pleasure to work with. I highly recommend this insurance to anyone that has pets. It has saved us quite a bit of money.

Insurer: Nationwide

By: Cindy

Useful
October 09, 2018

Fully lived up to all expectations and more

All I can say is I debated on getting Pet Insurance in the first place but let me tell you that speed and care Pets Best puts forth when I file a reimbursement claim is beyond my expectations, also the personal phone calls and caring over the phone confirms I made the right choice

Insurer: Pets Best

By: Brian

Useful
Verified October 09, 2018

Definitely worth the money

I thought pet insurance was for cat ladies. However, I'm a better-safe -than-sorry kind of woman so I got Trupanion the month after I got my first dog. I didn't use it for years and sometimes I wondered if it was a waste of money. Then my dog got allergies and the test cost $2000! I thought, "$2,000 for dog allergies!? Now I'm the crazy dog lady!" Seriously though, my dog was so itchy that it was really impacting his quality of life. Trupanion took care of it; my primary vet even bills Trupanion directly for me! Now I'll never be without pet insurance; I highly recommend Trupanion :)

Insurer: Trupanion

By: Rachel

Useful

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