Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Nationwide has always paid what the contract says I should be reimbursed.
Nationwide has been great to work with. The only negative is it seems like the claims process takes a long time. However, they have always reimbursed me what I was expecting. I have not been disappointed.
Insurer: Nationwide
By: Becky
I highly recommend Nationwide pet insurance to my family and friends!
Nationwide is always very fast about sending reimbursement and providing explanations about coverage. Every phone representative I've talked with has been very courteous and helpful. I've recommended this program to many friends and will continue to do so!
Insurer: Nationwide
By: Zoe
Easy, quick & hassle free!
I love working with Embrace. They make my life so much easier with their claims service. I know I don’t always fill out all the forms that could make the process faster, but they never complain and still get me my explanation of benefits within a week or two! To me, that’s just AMAZING! Not to mention everyone I have ever dealt with is just a pleasure to talk to. Switching to Embrace was the best decision I ever made for my little girl.
Insurer: Embrace
By: marianella
i so appreciate the comprehensive coverage yet I do wish the 30 day payment time frame could be reduced to 2 weeks.
Nationwide is such a blessing to our Golden Doodle. Henry has had food and environmental allergies since we got him at 6 weeks. HE is 2.5 years old now and without Nationwide we would not have been able to financially afford to provide the treatment he needs. Our awesome Vet put him on Appiquol (misspelled) when he was 18 months old and he has done so we'll since. It has been a lifesaver and Nationwide has made it all possible. We love Henry and we so appreciate Nationwide. My wife Anna and I have recommended Nationwide to dozens of our friends who are pet owners.
Insurer: Nationwide
By: Ben
I have found that Nationwide has been very good about coverage of claims for Fanny Rose.
Customer service at Nationwide has been very good. Coverage of claims for Fanny Rose has also been excellent. I take good care of my dog, feed her healthy food, exercise her, brush her teeth , pay out of pocket to have them cleaned non anesthetically 4 times per year....and do my very best to insure her good health at age 8. So when she does have health issues I'm very grateful that Nationwide steps up to cover a large part of them.
Insurer: Nationwide
By: Paula
Your e-mail confirming receipt of claim assigns a claim number but adding treatment date to that would be immensely helpful.
Reimbursement for claims takes too long although coverage for well puppy and major medical seems to be thorough.
Insurer: Nationwide
By: Linda
Nationwide Pet Insurance is Great!
We have two Basset Hounds with policies. They are 6-year olds and are brother and sister. They have been insured with Nationwide for about five years since Nationwide (then VPI) became available to me as an employee benefit option. I am since retired but have maintained the coverage. The coverage is great, the service is quick, and my wife and I are very happy with Nationwide.
Insurer: Nationwide
By: Roger
I have been happy
I have been happy with the coverage in the past but this year the premiums have gone up approximately 20% for both cats bringing it up to $102/month. This has resulted in me cancelling one of the coverages and I may increase the deductible with the other cat in the following month. Financial hardship is not the issue. I just think its getting expensive considering there have been very few claims. One of my friends stated its more than what she pays for medical premiums for herself. That is the main reason for my middle-of-the road recommendation above.
Insurer: Trupanion
By: Ellen
Significant annual increases in monthly premium
Significant annual increases in monthly premium, far-reaching excuses for denial of coverage on certain things, and extensive waiting periods of claim reviews makes it unlikely I will recommend trupanion to anyone.
Insurer: Trupanion
By: Rebecca