Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


March 21, 2026

very easy to file claim

very easy to file vet information and quick response from Fetch.. I would only request you consider more coverage for wellness care

Insurer: Fetch

By: Marilyn K

March 21, 2026

The claim was processed faster than I…

The claim was processed faster than I thought it would be, so thanks for that.

Insurer: Spot

By: Richard Hodge

March 21, 2026

Having Trupanion

Having Trupanion, using it real-time at the vet’s office, and not having to do the submission myself, having the reimbursement determined at the time, is such a relief and rewarding. Worth every penny!

Insurer: Trupanion

By: Joan

March 21, 2026

First Time User

So easy to submit the claim, was reimbursed within a week directly to my bank. Awesome.

Insurer: Pumpkin

By: Susan

March 21, 2026

The claim was processed quickly and it…

The claim was processed quickly and it went smoothly. I was very pleased with how the process went

Insurer: Fetch

By: Teresa

March 21, 2026

Extremely happy with Pets Best

I've been a customer for over a year. Added a 2nd pet this year. Couldn't be happier with the policy, and the claims process.

Insurer: Pets Best

Veterinarian: Florence Animal Hospital

By: Gloria

Useful
March 21, 2026

Quick Service

The claim was sent by email with scanned documents from our vet. The process was transparent after that. We received an email in about 4 weeks that our claim was processed, and a check would be sent.

Insurer: Pets Best

Veterinarian: Chapin Veterinary Care Center

By: Lewis

Useful
March 21, 2026

Danny illness…

I sent in the medical records and doctor's report when Danny was sick and I was reimbursed within 14 days. Thank you My Danny is doing well now.

Insurer: MetLife

By: Alfred Corbo

March 21, 2026

Do not get Healthy Paws - They change your deductible and Copay after years of paying a premium

Do not get Healthy Paws. It felt like a bait and switched when my dog was going to turn 12. All these years I paid a premium to have a 10 percent copay with a 250 deductible. Every year they raise their rates a lot. But I was shocked when my renewal policy just came up and they said my new deductible was $500 and I have a 30 percent copay and they raised the rates. No other options. Very infuriating and I would NEVER recommend them as a result. Up until now they paid claims very fast and I rarely had issues other then the really raising rates a lot each year. I started at $33 a month and am now at $139 a months for a 30 pound dog.

Insurer: Healthy Paws

By: sendmenews

March 21, 2026

Clear expectations and quick reimbursement!

They were clear on what was needed from the vets office to finalize the transaction! The reimbursement was quick and easy which I was thankful for since I had never had pet insurance prior.

Insurer: Spot

By: Heather Alizaga

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