Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


March 10, 2019

AMAZING COMPANY/REMARKABLE COVERAGE

Our decision to invest in a Nationwide policy soon after our puppy's arrival was perhaps the best decision we've ever made! We considered this option at our initial vet visit only after a seasoned tech suggested: " If you don't have health insurance, get it! Nationwide is the best. " We could not be more grateful, and frankly, even surprised by the last 18 months of generous, supportive, and hassle-free coverage. "Murphy" is perfect in every way, however he has had a myriad of chronic and serious health issues which would have been a significant financial hardship had it not been for Nationwide. We are so grateful to have Nationwide on our side! Patty and Bob McDonough

Insurer: Nationwide

By: Patrica

Useful
March 10, 2019

One of the best purchases we ever made

We insured our puppy the day we brought him home. We figured we would not need insurance hopefully, but piece of mind is everything. Well, you never know. We actually did have a need and the service and speed of reimbursement is absolutely great! We are completely pleased and will highly recommend Embrace to all of our many pet loving friends. Thank you Embrace! We cannot emphasize enough how important it is to be able to provide necessary care without fear of the monetary stress. Pet people, always insure your furry friends.

Insurer: Embrace

By: Pat

Useful
March 10, 2019

The plan works better than a thought

I was surprised that my dog actually had some coverage since he had so many weird issues. I'm an insurance agent and after receiving and reading the policy it seemed nothing was covered but I was wrong. Vertu happy to have some assistance with his ongoing medical needs

Insurer: Nationwide

By: Carol

Useful
March 10, 2019

Easiest and quickest insurance claim

Possibly the easiest and quickest insurance claim I've ever dealt with.

Insurer: Pets Best

By: Jerry

Useful
March 10, 2019

Easy and quick

Possibly the easiest and quickest insurance claim I've ever dealt with.

Insurer: Pets Best

By: Jerry

Useful
March 09, 2019

NOT a Smooth Transition from PC Pet Insurance

We were sadly transferred from PC Pet Insurance to Pets Plus Us and there's a huge difference between the two. My vet has sent a number of claims over the past few months, but I've only heard back from Pets Plus Us 3 times. However, the biggest issue for me is that there is no way to access your account online. I don't mind if reimbursements take some time, but in 2019, I'd expect to be able to see my claims and reimbursements online. Disappointed and shopping for a different insurance company :( ...

Insurer: Pets Plus Us

By: Linda

Useful
March 09, 2019

Overall ok but claims process can be difficult if additional documentation is required

My experience with Nationwide has been mixed. WIth my prior cat, I had to provide alot of addiitonal documentation and claims were still rejected. The annual caps for coverage when a pet has a chronic illness made no sense to me. For example, my cat had congestive heart failure, and after basically one or two follow-up appointments, the insurance was capped out for any additional xrays or even her medication. The coverage for continued care needs is poor, given the premiums paid. The coverage is fine for one-time medical needs or annual maintenance exams.

Insurer: Nationwide

By: Elizabeth

Useful
March 09, 2019

Most comprehensive I've found yet.

I have used Nationwide for both pets and vehicles. The claim process for my pets has been quick and easily understood. I have greatly appreciated this company over the years.

Insurer: Nationwide

By: Marva

Useful
Verified March 09, 2019

peace of mind for my fur baby

Trupanion has far exceeded my expectations. The process of being refunded could not be easier. They don't question my veterinarian's care decisions and allow her to provide the best care for my fur baby. If only human health insurance was this comprehensive, easy and caring. Thank you Trupanion!

Insurer: Trupanion

By: trish

Useful
March 09, 2019

Love that routine meds and checkups are covered!!

I really appreciate that Nationwide also covers routine exams and medications such as flea and heartworm treatments. It all adds up!! Thank you.

Insurer: Nationwide

By: Jeanie

Useful

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