Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


Verified March 14, 2019

Best pet insurance company out there

I have had dogs with trupanion for years growing up so it was the obvious choice when I got two kittens of my own. When my second kitten Gunther was 5 months old he began to have issues with urinary blockage. 1 year later and 5 emergency visits in Gunther has been diagnosed with feline idiopathic urolithiasis and has cost a total of approximately $19,000 and I have only had to pay $4200 of this. Gunther has now had complete reconstructive surgery (PU surgery) and should make a full recovery - trupanion paid the majority of this bill as well. Without trupanion it is unlikely that we would have been able to save Gunther and get him the surgery he needed. Thank you so much trupanion !

Insurer: Trupanion

By: Taryn

Useful
March 14, 2019

It worth having a pet insurance

It could be perfect 10 if the turn around time for insurance claim is faster

Insurer: Nationwide

By: Lauerence

Useful
March 14, 2019

Grateful for NationWide insurance for helping with the care of my pet

The irritation in the left ear of Taddy is much better. He is no longer scratching the ear. This is the second dog that I have covered under the VPI/Nationwide insurance program.

Insurer: Nationwide

By: Robert

Useful
March 14, 2019

Redevelop speed of claim process

I really don’t know...! Claim should be process from the Vet Clinic to the insurance company, so you guys are receiving the information you guys need. Send the remaining statement to the customer, as oppose to having the customer having to do the processes. It’s NOT 100% coverage and the customer are doing lots of leg work to accomplish a claim.

Insurer: Nationwide

By: Crispin

Useful
March 14, 2019

You need what?

Bought this insurance for my 3 dogs, always paid on time and in full, first claim for wellness they required medical records from the past as they were rescue dogs, jumped through hoops contacting vets in Texas and Tennessee to get them what they needed, second year well check and they refused to pay on one of the dogs said we needed his medical records again... Claim was for nothing but a well check and they said he had an illness and needed proof that it wasn't a pre existing condition, and when records didn't show anything they refused to pay the claim.

Insurer: Embrace

By: David

Useful
March 14, 2019

Brandy & Roclks

Miss Brandy cheerfully swallowed a fairly large rock. This was caught quickly. Surgery was successful at Purdue Small Animal Hospital. My girl is doing well. Thanks to Brandy’s insurance my only worry was her recovery not the cost of the operation. Thanks, Nationwide!

Insurer: Nationwide

By: Joanne

Useful
March 14, 2019

Quick and Easy

Claims process was quick and easy. Very helpful customer service.

Insurer: Nationwide

By: John

Useful
March 14, 2019

The very best insurance

We have had your insurance for about 4 years and couldn't be happier with them they pay back in about 3 weeks after receiving the claim we recommend you to everyone you are so easy to deal with keep up the great work

Insurer: Nationwide

By: Dwight

Useful
March 14, 2019

A Reason to "smile" after Dental Surgery

My cat recently underwent dental surgery - his first procedure since his adoption a few years ago. Since I was very unfamiliar with the process, I depended on both the Vet's office staff as well as Nationwide customer service representatives to guide me through the process and answer my questions. The customer service I received at Nationwide was excellent. Prior to the surgery, I called to ask about the claim process and Rhonda was incredibly helpful. She talked me through the details of my current plan and even sent me followup information about the other options in case I wanted to change my plan in the future. After the surgery, I received a confirmation that my claim had been received. I had heard from other pet-owners that insurance doesn't always have great coverage for dentals, so I was quite surprised when I saw that Nationwide covered nearly the entire cost of the procedure (aside from the deductible and the cleaning - which is not included in the plan). I was reimbursed very quickly (I received my checks within a week of receiving the notice), and am very happy with the communication during and after the experience. I also find the Nationwide online portal to be very helpful and user friendly, and I will continue to use it in the future. I am considering changing my plan to also include wellness in the future, but the coverage I currently have was very adequate for this procedure. Thanks!

Insurer: Nationwide

By: Beth

Useful
March 14, 2019

Good insurance

This is good insurance to have but the payment limits can be frustrating. My dog had cancer a few years ago and needs a checkup with his oncologist a few times a year, which includes an ultrasound each time. The radiology limit is so low that his insurance pays for less than one ultrasound per year. Overall, it has been a big help and it really helped us to get partial reimbursement for his chemo. Our other dog recently died but he had the upgraded plan that paid 90% of everything after a $250 deductible. That plan was awesome! They even paid for his cremation. Claims are easy to submit through the Vitus Vet app, and payment is simple with direct deposit. I have looked at other pet insurance companies and Nationwide has been superior to everyone else. If we get any more pets in the future we will insure them with Nationwide.

Insurer: Nationwide

By: Stacey

Useful

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