Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
64,674 total
Other Categories
Beowulf claim for torn CCL.
Absolutely incredible insurance experience!! Helped us through things, made it easy and processed claims extremely fast.
Insurer: Nationwide
By: Grant
Difficult to work with! I have heard through asking around our pet neighborhood that Embrace should not be used. my vet said you
Difficult to submit claims. Does not want to pay. Asks the vet question after question. General Exam mouth and teeth normal. Needs Dental checked number 2...means normal for a dog 2 years old. The vet looks at whiteness, , tartar, and gums. My vet said this normal for a dog and not pre-existing. Do not get pet insurance from Embrace, you will be angry for all the time spent trying to get reimbursed and they do not know how to read claims. I am a QA person for healthcare and believe me they are getting fired!
Insurer: Embrace
By: Gail
Nationwide Pet Insurance is no fuss
We’ve had several claims that have gone through easily. If I were to change anything, I wish the turnaround time was a little quicker. It does take a couple weeks to get reimbursed. Other than that everything has been great. The apps make it extremely easy to use.
Insurer: Nationwide
By: Suzy
Retired Dentist
Nationwide is the best pet insurance I have ever had. The company is prompt and extremely efficient in handling claims, and never questions the submissions I have made. I can't imagine using any other company than Nationwide for my pet.
Insurer: Nationwide
By: Dr.
Pet Insurance Review
We made the decision more than a year ago to buy insurance for our aging Doberman. Given that he is a pure-bred we were concerned about breeding issues and hereditary conditions. We decided to go with ASPCA, not only because we have donated money and supplies to ASPCA over the years, but also because they covered hereditary conditions. Now that our baby is starting to show signs of aging, we are taking him to his veterinarian more often. Without this insurance plan, we would not have been able to cover some of the cost, especially with diagnostic testing and medications, which can be quite expensive. I am grateful to the insurance plan for covering 90% of the cost of our baby's care.
Insurer: ASPCA
By: Dr.
Nothing but positive experiences
I have had nothing but positive experiences and ease-of-use with any of my claims so far since I have been a member. I wish every company was this easy to deal with
Insurer: Nationwide
By: Emily
Easy!
Easy to use so far! I just wish processing time for claim and reimbursement was faster. Other than that it’s been great!
Insurer: Nationwide
By: Vuthy
Not dependable, corrupt, doesn't give you what you signed up for.
I won't get into details as it's the same review scades of others on this site have given. In order to avoid having to pay, this company will twist around whatever your pet is experiencing, to link it to some preexisting condition (even if it's unrelated). No wonder their rating is so abysmal!
Insurer: Petsecure
By: Katherine
Very satisfied and easy to make claims
I’ve only had the policy a few months and it’s been easy to file claims and get my reimbursements . Very happy with the plan so far
Insurer: Nationwide
By: Deborah
Great
We had rescued a pitbull and had gotten the insurance through our vet and it's the best decision we ever made. Our pit had sooo many problems but trupanion paid 90% of all her bills. There was an initial deduction per issue but if reoccurring no questions asked and we always received a check within the week. Their customer service is fantastic and you always talk to a person. They paid for the stay while recovering after surgery and when she passed they sent a card. Really can't say enough great things.
Insurer: Trupanion Canada
By: Dani