Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


April 13, 2026

Easy submission of claims

MetLife has been great- the ease of submitting a claim is wonderful and they seem to care about the health of my cat!

Insurer: MetLife

By: Monica

April 13, 2026

This was our first experience with dog…

This was our first experience with dog Insurance. Definitely worthwhile! Our six-year-old lab had to have a tumor removed and insurance covered all but the deductible. Extremely grateful.

Insurer: Trupanion

By: Vermont woman

April 13, 2026

Very responsive to submitting the claim.

Very responsive to submitting the claim.

Insurer: MetLife

By: customer

April 13, 2026

We had a few delays with processing…

We had a few delays with processing forms initially, but overall the experience of working with MetLife has been great. My dog's health issues have been stressful and I've felt a lot of relief knowing we don't have to fight to get our reimbursements.

Insurer: MetLife

By: customer

April 13, 2026

My dogs vet bill was almost totally…

My dogs vet bill was almost totally reimbursed in a timely manner!

Insurer: Fetch

By: Cynthia

April 13, 2026

Easy to file, ask questions and get reimbursed

Easy to file a claim. Responsive to my questions. Reimbursement is fast.

Insurer: Trupanion

By: Brenda

April 13, 2026

Easy process from start to finish!

Easy process from start to finish. No red tape, just straight to the point. The app is incredibly simple to use, and submitting claims takes only a few minutes. Reimbursements are processed quickly, and the whole experience is stress-free. It’s so easy, your pet could practically do it! Definitely one of the most user-friendly pet insurance options out there.

Insurer: Fetch

By: Cleveland S.

April 13, 2026

I just had to use insurance for the first time

I just had to use insurance for the first time for my cat. The process was so seamless - the responses from Trupanion were clear and easy to understand. My vet practice put the claims through and all I had to do was pay them the difference for what insurance didn’t cover.

Insurer: Trupanion

By: Anne S.

April 13, 2026

Claim

It was easy to submit and claim and claim was approved fast.

Insurer: MetLife

By: customer MM

April 13, 2026

My cat had not been acting normal so…

My cat had not been acting normal so took into the vet. After drawing labs and doing an inspection noticed that her back leg is injured. Provided pain medication and wanted to do a follow up in two weeks. The insurance says it covers wellness and injury/accident. On a $400 bill only $32 was covered. The insurance doesn’t cover anything. No idea what I am even paying for when it doesn’t cover anything when you take your pet into the vet.

Insurer: Nationwide

By: Tyler Sanders

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