Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


April 15, 2026

I can’t say enough how wonderful…

I can’t say enough how wonderful Embrace Pet insurance is I was with a different company for many many many years and I’m kicking myself for not going over to Embrace years ago. They have the quickest turnaround. They don’t hold up your claim for anything if you have all the documentation they send it right out no hassle. My only regret is that I never joined them years ago. I’m telling you if you’re on the fence and you’re debating about which insurance company to go to please give Embrace a try.

Insurer: Embrace

By: Jane Cook

April 15, 2026

Claims were very easy to submit and…

Claims were very easy to submit and money was reimbursed within less than 2 weeks. Very friendly staff on the phone answering questions. Highly recommend!

Insurer: Pumpkin

By: Sylvia

April 15, 2026

SPOT insurance responded to our claim…

SPOT insurance responded to our claim with Duncan in reasonable time.You always hope that your pet is safe, but that is not always the case. Knowing we had this insurance gave us some relief.

Insurer: Spot

By: Duncan

April 15, 2026

Easy to use website

Easy to use website, have always been helpful with questions, claims are easy to submit and refunds are quick. The best!

Insurer: Pumpkin

By: Alex

April 15, 2026

Your company is great because of the…People!

Your company is great because of the caring people you have. Whenever I call to ask a question, they are kind and always helpful. The quick response when filing a claim is wonderful!

Insurer: Pumpkin

By: Eileen

April 15, 2026

You pay for what?

TERRIBLE experiences with them. You pay for coverage and they cover next to nothing. They keep trying to get you to upgade to something that doesn't cover what you need either. They deny often and you get tiny reimbursements. We are definitely looking elsewhere.

Insurer: AKC

By: Kayleigh

Useful
April 15, 2026

My Experience #2

Your company actually paid up. Treated fairly and efficiently.

Insurer: MetLife

By: customer

April 15, 2026

Trupanion takes great care of my dog as…

Trupanion takes great care of my dog as he gets older. When he has issues they step up and help me cover his needed medical coverage.

Insurer: Trupanion

By: William

April 15, 2026

Knowledgeable about pet policy coverage.

Knowledgeable about pet policy coverage.

Insurer: Nationwide

By: Grace W

April 14, 2026

Solid Insurance for our Pets

Fast reimbursements, they don't need tons of additional paperwork during a stressful time. It's been really straightforward to use Healthy Paws for our pets!

Insurer: Healthy Paws

By: swissmiss

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.