Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


July 21, 2026

Filing a claim is easy

Filing a claim is easy, and reimbursement was fast!

Insurer: Spot

By: Jeanne Roseman

July 21, 2026

I want a refund but never got it…

I want a refund but never got it because you cause never help covered my kitten vet bill .

Insurer: Pumpkin

By: Duma

July 21, 2026

Healthy Paws pays claims very quickly…

Healthy Paws pays claims very quickly and without playing games. You submit the claim, they deduct the items that we agreed are not covered and pay that which is covered minus your deductible. No stress or arguing, they do what they say they are going to do. I will use them again with future dogs!

Insurer: Healthy Paws

By: Robin Behm

July 21, 2026

They are always professional and timely…

They are always professional and timely when we have a claim filed.

Insurer: Spot

By: David Montgomery

July 20, 2026

The entire process was amazingly easy…

The entire process was amazingly easy from submission to payment. I have not experienced such efficiency prior with any insurance.

Insurer: MetLife

By: Cheryl

July 20, 2026

Claims

I have a 90/10 policy with Fetch for 10 years for 2 different dogs over the years. I am a little disappointed at the amount I get back from claims, however, something is better than nothing. Still waiting for last claim to be sent to my bank. Usually 7 to 10 days. Overall, happy.

Insurer: Fetch

By: Gail

July 20, 2026

Fourteen Years of Coverage, and Worth Every Penny

We have had pet insurance through Healthy Paws for our French Bulldog, Isabel, since she was a puppy. She is now a grand old lady of 14. When deciding whether to purchase pet insurance, it is easy to think, “She is healthy. We will probably never need it.” However, after experiencing the extremely high cost of treating IVDD in our other Frenchie, we knew we could not take that chance with Isabel. As it turned out, Isabel’s first 13 years were mostly healthy and uneventful. We initially never needed to use the insurance. Then old age arrived rather suddenly, bringing with it serious health problems and substantial medical expenses. Throughout everything, Healthy Paws has been absolutely amazing. The claims process has been simple and straightforward, reimbursements have been handled quickly, and we have never been made to feel questioned or challenged during an already difficult and emotional time. Healthy Paws has covered the majority of Isabel’s eligible medical expenses, allowing us to focus on caring for her rather than worrying constantly about the cost. We are incredibly thankful that we maintained her coverage throughout all those healthy years. It has made an enormous difference in our ability to give Isabel the care she needs now. We recommend Healthy Paws to everyone we meet, without hesitation. We truly cannot say enough good things about the company and the support they have provided to our family. If you are considering pet insurance, and we strongly believe you should, Healthy Paws should be at the top of your list. Do not wait until you need it.

Insurer: Healthy Paws

By: Joseph Cozad

July 20, 2026

How quick they are on their response

I made a claim and I got my claim accepted in between 15 days, they are the savior.

Insurer: Fetch

By: Sariah

July 20, 2026

Speediness of claims

Speediness of claims, and good coverage

Insurer: MetLife

By: Betty

July 20, 2026

Quick and easy to submit a claim

Quick and easy to submit a claim, response is quick as well.

Insurer: MetLife

By: Robin

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.