Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


April 20, 2026

Better than expected

Better than expected! I submitted a claim that I thought would maybe only count towards some of my deductible. I actually covered all of my deductible and I was reimbursed! Thank you Pumpkin!

Insurer: Pumpkin

By: Brandy Arledge

April 20, 2026

Pets Best, the BEST!

I lost my sweet baby girl in April of 2026. PetsBest was our insurance and I NEVER had a single issue with a claim. I ended up paying $4k to save her and PetsBest reimbursed all but $400! The easiest, simple process! I am so thankful for PetsBest and their team!

Insurer: Pets Best

By: Ashley

Useful
April 20, 2026

Quick, easy claims process.

Submitting the claim online was super easy and my reimbursement arrived within a couple of days.

Insurer: Pumpkin

By: Matthew

April 20, 2026

Reason for getting pet insurance

Reason for getting pet insurance. I was reluctant to get pet insurance but the dog we adopted was 9 years old at the time. Although her spaying wasn't covered, she was a breeding dog and needed to be spayed, most of her other charges have been covered which has been a godsend.

Insurer: Spot

By: Michele Peluso

April 20, 2026

Fast review

Loved the fast review of my claims, easy to add claims

Insurer: MetLife

By: Johanna Rostro

April 20, 2026

I was surprised to see I had to submit…

I was surprised to see I had to submit medical records to get a claim paid, but once I did everything went smoothly.

Insurer: Spot

By: Marcus

April 20, 2026

I have been waiting since January to…

I have been waiting since January to get reimbursed for my veterinary visit. I paid $116 on my pets visit and I have yet to be reimbursed. I have tried to cancel my pet insurance over and over with no results. Keep getting the run around

Insurer: Embrace

By: Sheila

April 20, 2026

Excellent response to claim

Excellent response to claim

Insurer: Spot

By: Frank Lira

April 20, 2026

I received the insurance reimbursement…

I received the insurance reimbursement less than 24 hours of submitting the claim.

Insurer: Trupanion

By: lisa

April 20, 2026

So fast and easy

The claim process was so quick and easy. The decision was fast and money was direct deposited into my bank account.

Insurer: Pumpkin

By: Alysha

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