Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


April 26, 2026

DONT WASTE YOUR MONEY

They will weasel out of every claim, leaving you to pay the full bill. Save those payments to pay your vet because they won’t cover any of it!

Insurer: Lemonade

Veterinarian: ABC Pet Care Clinic

By: Larry

Useful
April 26, 2026

Trupanion did as expected with no hassle.

Trupanion did as expected with no hassle. They paid their portion directly to my vet which meant I didn't have to pay and wait for reimbursement. This was to remove a chalazion from my dogs eyelid so a relatively minor surgery but with the cost of veterinary care so expensive these days, it was still up in the 4 figure range. Wouldn't be with out insurance .

Insurer: Trupanion

By: Alice Crooks

April 26, 2026

Quick correspondeVery Satisfied nce and helpful advice…

Quick correspondence and helpful advice in making my first claim. Patient and helpful customer service.

Insurer: Healthy Paws

By: Todd

April 26, 2026

I called customer support to see if…

I called customer support to see if something was covered and they were so helpful. Also submitting a claim is so easy. Great company.

Insurer: MetLife

By: Dayna Zielinski

April 26, 2026

end of life claim

Already emotionally drained having just put down our mommy cat and paying 100% of bill once I returned home I called Trupanion to notify them of our loss and immediately was compensated for the claim. Employee was very professional and knowledgeable in assisting me.

Insurer: Trupanion

By: Carol

April 26, 2026

Great experience!

I could not believe how easy it was to submit a claim and receive a reimbursement. A few weeks after buying insurance, my dog ended up in the pet ER. I was so relieved to have Spot Insurance!

Insurer: Spot

By: Betsy

April 26, 2026

Pet insurance

My dog has Cancer ,and after this experience I wouldn’t go without it …Pets Best insurance has always been very efficient in paying my claims and their have been many ,I will always trust Pets Best …they’ve been very good …

Useful
April 26, 2026

The plan offers great benefits that i…

The plan offers great benefits that i am eager to get all the health questions I have for my dog answered and treated.

Insurer: Nationwide

By: Noemi Meza

April 26, 2026

had embrace pet ins on my 2 pugs for…

had embrace pet ins on my 2 pugs for about 2 yrs my oldest 6 yrs old got cancer, they refused claim, then I made it to easy on them and canceled my policy, they just want you money!!!

Insurer: Embrace

By: Ed Brown

April 26, 2026

Submitted my claim through the app…

Submitted my claim through the app (extremely simple process) and within 2 days money was in my bank account!!!

Insurer: Spot

By: James Ditren

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.