Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Do not think twice about Nationwide Pet Insurance
I have had Nationwide for years on our pets. Just recently our Welsh Corgi required a torn ligament repair-Nationwide quickly reimbursed most of the cost. They are extremely efficient and have great communication and customer service. I am very pleased again to have peace of mind with the high cost of veterinary expenses.
Insurer: Nationwide
By: Rae
Glad to have this coverage
I think the price in creases to premiums have been enormous each year. At the end of the day I’m still glad to have the peace of mind and filing claims is easy and the reimbursement checks come fairly quickly.
Insurer: Nationwide
By: Stephanie
Easy to file claim
I have a 9 month old French Bulldog who has had pneumonia and the BOAS surgery. For the pneumonia he had an emergency pet visit and had to stay overnight. Nationwide covered the claim quickly. They also covered the BOAS surgery my dog had 3 weeks ago - again very quickly. Submitting a claim is really easy and you can do it straight from your phone. So far I have had one claim denied and it was because it was a pre-existing condition as it was something Vet had written in file first time I took him in for visit and policy wasn't in effect yet. The representative I spoke to gave me all the information as to why the claim was denied. Very patient and answered all my questions.
Insurer: Nationwide
By: Michaela
Comprehensive policy, wellness dollars and illness coverage.
This is an amazing product! Complete coverage for your pet.... wellness and illness coverage in one policy. Claims are easy to file via phone,fax or email. Money is deposited directly into my bank acct in a few days time!
Insurer: Embrace
By: GLENN
Best pet insurance, coverage, process and staff
I signed up for HealthyPaws in 2015 when I was gifted my pug mix Pumpkin at just a few weeks old. It was easy to sign up because the explanation of coverage is simple. In 2019, Pumpkin broke his tooth in a toy chewing accident. I immediately got him treated. After paying the vet, I submitted Pumpkin's medical records and vet expenses to HealthyPaws via their website (just two clicks to upload all of the documentation). HealthyPaws reviewed the claim and reimbursed the cost within two weeks (minus deductible and the exam fee). In 2020, Pumpkin decided to get into some more trouble which resulted in a very scary emergency abdominal and intestinal surgery. Knowing that I had HealthyPaws was so important because I didn't have to think twice about my financial situation every time the vet called to get permission for treatment. Pumpkin received lifesaving surgery and recovered two weeks later. I submitted my medical records, invoices, and HealthyPaws came through less than two weeks later! On top of all of that, HealthyPaws e-mailed me to check in on Pumpkin's recovery, and when I was on the phone with them for a question during the claims process, the representative asked me, "so how's Pumpkin doing? I hope he feels better." I could hear the concern, and was so touched by the fact that the people who work here are pet lovers. I will be a HealthyPaws member for life. The monthly fee seems like an easy cost to cut when things are going right, but when you're fighting for your pet's life, it's the smallest price you could pay for peace of mind. No one should have to think about losing their savings or getting put in a rough financial situation when they should be focused on saving their pet's life.
Insurer: Healthy Paws
By: Diana
Looking for an pet insurance that will not disappoint? Healthy Paws will be there when you need them most!
A couple of weeks ago, my dog Annie developed a sudden and aggressive form of gastroenteritis and landed in the ICU. It took 3 days of round-the-clock care before she began to rally. Annie's been home with me now for just about 2 weeks, and is on her way to a full recovery. It was a close call that required critical care, and Healthy Paws was there for us. Not only do they make it easy to submit claims, they process them quickly. And there is more. They wrote us yesterday to ask how Annie was doing. We are grateful beyond measure for their support.
Insurer: Healthy Paws
By: DEBORAH
Our 4-Legged daughter would have had to be put down without the insurance.
Nicky is a rescue. Her back leg always seemed a little weak, but didn't stop her from running, jumping, playing. A few months ago, it becamse painful. Our vet checked and said there was some inflammation and gave us pills. Didn't work so tried a DVM Chiropractor. Helped somewhat, but after 4 adjustments and anti-inflammatory pills, it just wasn't working. Back to original vet who took X-rays and found a Cruciate Ligament Tear. Apparently, during the X-ray, major damage was done to the spine. Surgery scheduled with specialist, but once he saw her, said there was more going on, so he gave her an epideral. In less than 2 weeks, epideral was wearing off, so a 2nd epideral was scheduled. Again when he saw her, said she really needed an MRI with another specialist. That showed bulging disc pressing against the nerve -- but on the right side -- Not the left where the original knee problem started. Now both surgeriers were recommended, and a 2nd epideral was given. Even with insurance couldn't afford both surgeries. After 2-1/2 weeks, the back actually seemed to be getting better, so the ACL surgery was again scheduled. After only one day, she is sore, but up and around and doing fantastically. Nicky is both my Service Dog and a Therapy, so we are together 24/7. Had it not been for the insurance, the pain would have continued to get worse, and she would have had to be put down. Thank you, Thank you, Thank you.
Insurer: Nationwide
By: Annette
The Best Insurance
This is the best insurance I have found for my girl. She has a lot of allergies and requires medication every month, and sometimes is prone to getting into trouble. And this insurance is the best fit for her. I have her customized and I have never had a problem since purchasing this over two years ago. The turn around getting my claim done is awesome and goes right into our account. I make sure I tell everyone about this insurance and our vet now gives out Nationwide as a go to for pet insurance. Ya'll are the go to for insurance and its very affordable and coverage is wonderful.
Insurer: Nationwide
By: Pamela
Very disappointed with claim process
I have had Trupanion for many years and have never made a Claim. Recently, we needed to take our Pet the a Vet ER. She was in Respiratory Distress and this is life threatening. I filed a claim only to have it denied stating this was a Pre-existing conditioning. The ER Vet also thought our Pet had a Heart Murmur which was news to us. We brought our Pet to our Vet who confirmed she did not nor has she ever had a Heart Murmur. Despite submitting all the necessary medical records to dispute this, I am now informed my Vet must submit and appeal. I am not certain who they use to review the claims but it is apparent they do not know medical terminology. or the hope is the Vet will not have time to dispute. This was the first claim I submitted and our Pet is 12 years old. Very disappointed that they are making this so difficult and I do not understand why I have been paying monthly premiums only to be denied coverage. I would not recommend Trupanion
Insurer: Trupanion
By: Elizabeth
Easy to submit claim and fast return.
Claims are easy to submit and fast getting Payment. So glad we had pet Insurance to help us with our dog’s Unexpected root canal.
Insurer: Nationwide
By: Rick