Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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The best pet insurance we’ve ever had
We love this insurance as it pays for Wellness visits as well. I love the app as it makes filing claims a breeze
Insurer: Lemonade
By: Daisy
Best insurance experience I’ve ever had!
I use lemonade for pet and rental insurance and have had nothing but amazing experiences. Our pup accidentally got into a bottle of Tylenol and had to be hospitalized overnight - lemonade was so easy and quick and covered 90% of our expenses within a week!
Insurer: Lemonade
By: Sophie
File a claim with ease.
Filed our 1st claim after Faith's appointment took less than five minutes for the entire transaction. Time is our most valuable resource and is limited to our busy lives, with that said, lemonade made it fast and efficient to file the claim.
Insurer: Lemonade
By: Timothy
Absolutely amazing investment
With two new English bulldog puppies that are my whole world, I researched insurance companies for weeks! I decided on Lemonade due to the amazing coverage, great pricing and immediate responses!
Insurer: Lemonade
By: Natalie
Excellent, rapid claim reimbursement and amazing customer service
I had a question about my delayed submission of medical records (we weren't able to get our dog in for his annual exam, which was overdue, within the 14 day period). Not only did they answer my question, but they also notified me that his annual exam costs could be covered by my policy! I did not think that would be the case given I submitted records late. Throughout the claim reimbursement process, the customer service team was communicative, kind, and quick. Our claim was paid without issue and within a few short days!
Insurer: Lemonade
By: Claire
Great Experience
My dog was injured and had to have surgery. I submitted all the necessary information via the very user friendly app.....days later I had my refund. Great experience and so thankful for this policy!
Insurer: Lemonade
By: Michelle
Super efficient and quick!
Submitted the paperwork while in the parking lot of the vets office and was approved before even getting home. Had the reimbursement in my account the next day.
Insurer: Lemonade
By: Alyssa
Easy
It’s so easy and flexible to use! Claims get approved very quickly.
Insurer: Lemonade
By: Miranda
Ear infections are preexisting conditions.
Trupanion refuses to cover ear infections as preexisting conditions. In other words, because my puppy had an ear infection before I purchased my policy, Trupanion refuses to cover any subsequent ear infection, no matter how much later or unrelated to the earlier infection. Even after my vet sent an appeal letter to explain that the subsequent infection was unrelated to the original infection, I've still been denied coverage. Save your money. These people are a nightmare to deal with.
Insurer: Trupanion
By: Jag
Humans Should Have This Kind Of Coverage!
I've had 2 cats covered with Healthy Paws for 5 years now. I'm jealous of the kind of coverage that my cats have, and wish that I could get the same kind of healthcare for myself in America. They've NEVER failed to pay exactly what my plan says they're supposed to pay. I've racked up some exorbitant bills over the years, and Healthy Paws have been a life saver.
Insurer: Healthy Paws
By: Debby