Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,730 total


Verified May 12, 2021

Really impressed with Lemonade!

Lemonade has been a lifesaver in the short time we’ve had it. Miller had to have a major surgery and Lemonade was quick at closing his claim and reimbursed me 90%! Customer service has been great - one smaller claim did take about 2 weeks to complete but that has been my only issue with them in the 5+ months I’ve had it. Overall I highly recommend!

Insurer: Lemonade

By: Natalie

Useful
Verified May 12, 2021

Excellent Insurance

So pleased with Lemonade insurance for my dog. I filed a claim and I had the money in my bank account on the next day. The coverage is exceptional. I highly recommend purchasing the insurance.

Insurer: Lemonade

By: Rachel

Useful
Verified May 12, 2021

Friendly, easy and communicative.

I found Lemonade pet insurance to be extremely easy to set up and make the first claim. After my cat required further treatment, the representative that I was in contact with was extremely friendly, empathetic and helpful. He was always communicative, even when my vet clinic was slow in providing him with the information he needed to resolve the claim. I felt in good hands with lemonade, and I'm very happy I switched to them.

Insurer: Lemonade

By: Nuria

Useful
Verified May 12, 2021

App is user friendly and reimbursement is quick

I took both my cats to the vet, everything was covered that should have been, filing the claim was quick and easy and reimbursement was received in 24 hours! I have never trusted pet insurance before with previous pets, but this has made me a believer and was totally worth it!

Insurer: Lemonade

By: Amanda

Useful
Verified May 12, 2021

Lemonade makes submitting claims and getting reimbursed so easy!

Lemonade makes submitting claims and getting reimbursed so easy! The support agents are always so helpful and I love their periodic check ins after submitting a claim. I wish that health insurance for humans was this simple!!

Insurer: Lemonade

By: Natalie

Useful
Verified May 12, 2021

Painless Claim

Claiming process is very painless. Only problem is sometimes it takes very long. Most of time it's quick

Insurer: Lemonade

By: sdf

Useful
Verified May 12, 2021

My first pet insurance for my 2 babies!

It was my first time having pet insurance. I also have their renters insurance and I'm so so satisfied with them and have peace of mind with them. After the vet visit, they approve the claim within 1-2 business days and they're super friendly and walk me thru every single thing on their policy. Especially an agent named Michele cared about my pet's health and worked so hard to get my claim approved on the same day. I'm 100% satisfied with their insurance when it comes to preventative care but I just wish they have more coverage for dental!

Insurer: Lemonade

By: yuri

Useful
Verified May 12, 2021

Great service

Amazing coverage and response

Insurer: Lemonade

By: Perla

Useful
Verified May 12, 2021

Efficient, Fast, Comprehensive Offering

I am really happy with Lemonade-- really easy, fair pricing, comprehensive offering. Claims processing is instantaneous. They stand up to their reputation and reviews. I think I made the right choice!

Insurer: Lemonade

By: Margie

Useful
Verified May 12, 2021

Couldn't be happier with Lemonade's policy and customer service.

I compared 8 different, top-rated pet insurance companies in my area. On paper, Lemonade was the best for my immediate needs, so I decided to go purchase the policy with them. I appreciate their transparency—they clearly list what they do and don't cover, and allow you the option to add-on additional services so you can pay for the services you actually want to use. The claims process is pretty easy. You can do it right from your phone. (One criticism I have is that I would also like the option to submit claims from my desktop). I pay the vet in advance, and submit claims and get reimbursed automatically into my bank account within a few days after the claim is approved. My pet has one issue that presented before her insurance waiting period was over, so Lemonade doesn't cover the treatments. Whenever they need to deny my claim, someone actually calls me to explain to me why the procedure/treatment isn't covered so I fully understand. I really can't ask for better customer service than that!

Insurer: Lemonade

By: Azadeh

Useful

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