Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


May 26, 2026

Fast processing and deposit of…

Fast processing and deposit of reimbursement.

Insurer: MetLife

By: customer

May 26, 2026

Happy Customer

The website is easy to manage. The claim response is timely; great customer service. I just wished that the sticker shock to insure pets over 10 years wasn’t so much even for pets that have been relatively very healthy.

Insurer: ASPCA

By: Verónica Seivert

May 26, 2026

Very easy process for the claim and…

Very easy process for the claim and quick reimbursement

Insurer: Fetch

By: Deana

May 26, 2026

Advice, Claims, Professionalism

Advice: One of our fur babies was in need of extensive dental work. We had a consult and quote from a "vet dentist oral surgeon." Knowing the estimate, we called Metlife several months in advance and ultimately decided to up coverage for our two boys. It was made clear that since the periodontal disease was preexisting payment would cap at the previous max amount. That conversation helped us with scheduling his procedure in order to maximize the policy he was covered under for that procedure. Claim: The turn around time for payment was 9 days. Quick and easy to upload doctor's notes, invoices, etc on app. Professionalism and Policy Knowledge: Additionally the experience with the lady who explained the new policy options and coverage was great. It was a no pressure, informative conversation that helped us make the next best decision for our boys as they get a bit older.

Insurer: MetLife

By: customer

May 26, 2026

Fast and easy

Fast and easy - simply upload invoice and doctor notes and Met Life does the rest. In days we had our insurance reimbursement.

Insurer: MetLife

By: Terri V

May 26, 2026

Still waiting for insurance rebate have…

Still waiting for insurance rebate have not heard back from a claim I've done .

Insurer: ASPCA

By: Carlos Garcia

May 26, 2026

Fast reimbursement for Harry's leg pain

I received payment for vet services in 1 day for Harry's leg pain. Needed X-rays and some medication as well as observation from Dr. Reedy. Harry is very active and this is the first ever he has had any issues. Not wanting to play ball and run was alarming. Looks like a torn ACL on his left side and we are considering best corse of treatment. Surgery looks probable-best choice for long term health.

Insurer: Pets Best

Veterinarian: Ridgeline Veterinary Clinic

By: Todd

Useful
May 26, 2026

Surgery

My dog had to have emergency back surgery. I filed the claim on the app as soon as he got home and within 5 days , I received notification that it was approved. I received reimbursement within another 5 days. I have used the insurance for other minor illness and always get a quick turn around. Using to app to submit the claims , makes it so easy.

Insurer: Pets Best

Veterinarian: Memphis Veterinary Specialists

By: Glynda

Useful
May 26, 2026

Easy to submit a claim and a quick decision back

My pet had to visit the emergency room for something she ingested. by accident. The process of submitting my claim and paperwork was easy. They made a quick decision and applied the amount of the claim towards my deductible. I'm very happy with the insurance. "

Insurer: Pets Best

By: Cynthia

Useful
May 26, 2026

Can't access website

I tired to file a claim through their website, but kept getting 403 errors. I called customer support. They recommended clearing the cache and cookies. This is not an acceptable response. I tried a different browser that I'd never used to access their site before and got the same error. This error still persists after several weeks. I submitted my claim through email. It was impossible to track. They applied the claim amount to my deductible, but didn't provide what my deductible was or how far into my deductible I currently am.

Insurer: Pets Best

By: Dan

Useful

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.