Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


May 26, 2026

Best decision for my dog

I had healthy paws since my dog was a puppy. Initially i wasnt sure if i wanted a pet insurance but i wanted to make sure i dont have to to through an internal battle when it comes time whether to treat my dog with whatever treatment she needs due to high vet bills. Needless to say, now that she is 14years old, she has had multiple vet visits including specialist visits. Insuring her through healthy paws was the best decision i made for her. Healthy paws makes it even easier on pet parents. Their review doesn’t take weeks. I always got EOB within 2 says and deposit soon after. Thank you healthy paws!

Insurer: Healthy Paws

By: Hannah Park

May 26, 2026

The process is so easy

The process is so easy, and the coverage is very well priced. I have had Nationwide for 8 years, and they changed their policies for the worse last year. Looking forward to MetLife!

Insurer: MetLife

By: ISRAEL

May 26, 2026

Excellent company with superior follow through

I had a very tough experience with my girl Majesty who got very sick. Trupanion staff were kind, caring and showed empathy for my and her situation. When there were some discrepancies between records, they helped me resolve them quickly and without a fuss. Unfortunately, the vet wasn't able to save her in the end. I got depressed and failed to follow through with some paperwork, like cancelling her insurance and submitting the final claim. Trupanion did the work for me by calling the vet directly and getting the information they needed. I can hardly believe how well they took care of me and my baby. I wholeheartedly recommend this insurance.

Insurer: Trupanion

By: Alix

May 26, 2026

Best of all pet insurance companies!

We have used several pet insurance companies in the 20 years of owning Yorkies. We changed to Spot two years ago - we couldn’t be happier. They process claims fast and get you the payments in record time. No other company has been this fast or good about coverage. It’s been wonderful knowing you can get great vet care and there’s help to pay for it! We highly recommend this company. Max, Lola & Rick & Kathleen

Insurer: Spot

By: Kathleen Amirault

May 26, 2026

Healthy paws is by far the best…

Healthy paws is by far the best insurance. Clear up front on what is covered and extremely fast processing. They hooked us during the pandemic when our cat was attacked and was almost dead. I had lost my job, my husband was furlowed. They made an exception and paid the amount that I would owe directly to the emergency vet. If it wasn’t for them, we would not have been able to save our animals.

Insurer: Healthy Paws

By: Krissi

May 26, 2026

Very pleased with the Spot app and the…

Very pleased with the Spot app and the processing of my claims.

Insurer: Spot

By: Pat Jones

May 26, 2026

Easy

Lack of difficulty with filing a claim and quick response.

Insurer: Trupanion

By: Marilyn

May 25, 2026

Something shady is going on

Something shady is going on. They keep posting that they’re having technical issues. I used to submit a claim and it took less than a week. Now, they can barely find submitted claims. I smell a lawsuit!!!

Insurer: Embrace

By: Jan Evans

May 25, 2026

Quick reimbursement

Easy to obtain reimbursement and with quick turnaround

Insurer: Spot

By: Tom Panek

May 25, 2026

Quick response

The time it took to respond to the invoice submitted for my dog's surgery was incredible. The specialist submitted the claim and within minutes I knew what I had to pay for this claim.

Insurer: Trupanion

By: CYNTHIA LUCENTI

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