Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


October 19, 2023

FETCH IS A SCAM

Fetch will use any loophole to get out of paying your vet bills. Stay away!! You won't be covered when you need it..

Insurer: Fetch

By: MARK

Useful
October 19, 2023

Reimbursed for expensive TPLO surgery as expected

My small dog recently injured herself, and that injury required multiple veterinary services, including an expensive TPLO surgery. I submitted a claim for each invoice, and each claim was settled within days. Each claim had an explanation of benefits which clearly explained what was covered, what was not, what how much went toward my deductible. There were no surprises, and I was reimbursed the amounts I was expecting. After having 2 previous pets go through expensive cancer treatments without pet insurance, I will never have another pet without it.

Insurer: Healthy Paws

By: Stephanie

Useful
October 19, 2023

The worst at taking your money and not covering you when you have issues.

Should of covered teeth extractions. Called before surgery to make sure. After all done declined! Waist of money!!

Insurer: Embrace

By: lana

Useful
October 18, 2023

Best pet insurance company!

Healthy Paws has been a fantastic pet insurance company! The company makes it so easy to submit claims - and getting reimbursed happens very quickly - usually only 1-2 days. I love seeing the reimbursement show up automatically in my bank account. I highly recommend Healthy Paws!

Insurer: Healthy Paws

By: Heather

Useful
October 18, 2023

Pets Best truly the best

My sweet pup was unfortunately hit by a car in September and was hospitalized for 4 days. I’m so glad I have Pets Best and that they do direct payment to the clinic. That took such a financial burden off my back because I didn’t have to pay up front and I could get my pup the best care possible without having to worry about finances. Their direct payment took about 5-6 weeks from the time I submitted my claim and the insurance liaison at Wheat Ridge was very helpful in the process. I also purchased a wellness benefit for my pup and their reimbursement for that is very quick and covers quite a bit, I highly recommend it.

Insurer: Pets Best

By: Stephanie

Useful
October 18, 2023

Constantly Good Experiences

I’ve had Lemonade insurance for about two years now, and the peace of mind it has given me is worth every penny. My girl had a health scare when she was a kitten, and even though I’ve worked with her vet to keep it from repeating (knock on wood), I knew I wanted insurance to make the financial side of it less terrifying. Their claims are incredibly easy, it’s like messaging someone on FaceBook messenger. A few messages, a picture of the receipt, and that’s it. I’ll be loyal to Lemonade for a loooooong time!

Insurer: Lemonade

By: Emily

Useful
October 18, 2023

Affordable and Great Customer Service

Met Life is affordable and claims are settled quickly. It’s a great plan and I highly recommend it.

Insurer: MetLife

By: Stephanie

Useful
Latest 1 comments
Posted: | By: Elizabeth Navarro

Good insurance

October 18, 2023

Easy Peasy

Wasn’t to sure how filing a claim would work or how smoothly it would go until I filed my first claim. Easiest claim I ever filed and reimbursement expense transaction showed pending in my account just hours after being claimed was approved. Received in less than 24 hours

Insurer: Lemonade

By: Lori

Useful
October 18, 2023

Healthy Paws - Best Insurance Ever!

This is the second time we've had to rely on Health Paws Pet Insurance for surgeries for our Bodie. The 1st experience involved patella luxating surgery and the 2nd experience was complete ACL tear surgery. I don't know what we would have done had we not had Healthy Paws Insurance. The claims process was simple/easy to understand and reimbursement was so fast!

Insurer: Healthy Paws

By: janice

Useful
October 17, 2023

Worst Company Ever

When our dog was young, all was OK. Now she's older, they won't pay for anything, and the rates are up 50%. They used to be really good company, but the last few years have become complete garbage. Save the 160 a month and pay the bills yourself. Will save you half.

Insurer: Trupanion Canada

By: Mike

Useful
Latest 1 comments
Posted: | By: elma majstorovic

I give them 0 starts Been with them for years and the one time we put in a claim we are denied i should of put away that money and would of had a few grand for vet bills

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