Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


October 23, 2023

Lemonade is great

Lemonade has been a great pet insurance for our 1 year old French Bulldog. He ate a kid’s toy that he shouldn’t have, but then it was too big to get past his stomach, so I had to take him to the pet ER. Lemonade paid for most of the ER visit and the scope procedure to remove the foreign body. That was over $3,000! Plus it was very easy to place the claim and then get the payment.

Insurer: Lemonade

By: Eric

Useful
Latest 1 comments
Posted: | By: Kate

Did you pay for deductible first to get your payment ?

October 22, 2023

Embrace is the best

We just had to put down our amazing cockapoo - Lucy - after 10 years. She had a bunch of medical problems over the course of her life - including needing to undergo 5 major surgeries. She was admitted several times in the weeks before she was put down. Over the course of her life we relied on Embrace MANY times. Every interaction we had with them was excellent! We often needed to use up her entire $ 10,000 policy limits. We NEVER got any push back from Embrace. They reimbursed us quickly and without any jumping through hoops. There is no question we will use them again when we get another dog. They are TOP NOTCH!!!

Insurer: Embrace

By: Kevin

Useful
October 22, 2023

Pleased

I filed a claim because my fur baby was experiencing trouble urinating. My vet provided the best care which was costly. Lemonade processed the claim quickly so I could get reimbursed within a few days.

Insurer: Lemonade

By: Donna

Useful
October 21, 2023

Thankful we have insurance

For the third time in five years we have had to file a claim with Embrace. We are thankful we have insurance for our eight year old Boxer and grateful for the ease of filing a claim and amount we received.

Insurer: Embrace

By: Cheryl

Useful
October 21, 2023

Ms.

Met Life is the best pet insurance I have ever had. They communicate with you letting you know the status of your claim. Very good customer service and easy to process claims. So happy I found Met Life Pet Insurance.

Insurer: Trupanion Canada

By: Judith

Useful
October 21, 2023

Great company to work with!

My dog needed to have surgery to remove a couple masses for biopsy. Between the surgery and the follow ups the money added up. I submitted the claims and they were processed the next day. Checks are in the mail. On top of that customer service reached out to see how my dog was recovering. I thought that was a very nice touch, one that I had not expected.

Insurer: Healthy Paws

By: Eileen

Useful
October 21, 2023

Great Service

We have three policy and we will keep them for our pets. They have great customer service and they handle our claims fast.

Insurer: MetLife

By: Richard

Useful
October 20, 2023

Cancel, not here to take care of you or your pet.

I work in healthcare. A deformity that the animal was born with should NEVER be considered pre-existing. We rescued my dog and didn’t know what was wrong with him, we were told it was a broken bone that healed wrong initially, but because we had diagnostic tests done now it’s considered preexisting even though it is a VERY common deformity. It’s said that this claim was denied, it shows you are not in it to take care of your customers. I’ll be cancelling my policy as it’s obvious that you’re not in it to take care of members.

Insurer: Pets Best

By: Janette

Useful
October 20, 2023

Very pleased

Overall very pleased with Met Life Only problem I’ve had so far was the required “soap” notes to process a claim Her regular vet doesn’t do them so outside of routine shots or check ups I have to take her to a vet in town that does them. I recommend everyone to them asi it is straight forward insurance that covers emergencies or major issues but also pays for her wellness.

Insurer: MetLife

By: Edwin

Useful
Verified October 20, 2023

Reliable Claims Service

In recent months my dog has had a flare up in a previous issue identified while insured. Trupanion covered the issue once again without hassle or delay. I don't understand why anyone complains about this Insurance coverage. I have had it for about 8 years now on both of my animals, and one who passed away last year, and have honestly never had an issue. I highly recommend those with pets to get Trupanion insurance.

Insurer: Trupanion Canada

By: Sherry

Useful

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