Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


October 15, 2025

Healthy Paws…excellent coverage for over 11 years

Healthy Paws has insured my dog for her entire life of 11.5 yrs. They’ve covered a myriad of health claims in that time. Having this insurance means we never have to make a decision about her health based on money and I can tell you if that had not been the case we may have had to let her go long ago. Vet care is expensive and we’ve been so lucky to have Healthy Paws.

Insurer: Healthy Paws

By: John Yarbrough

October 14, 2025

Excellent dog insurance

After the initial few months of getting all the proper paperwork submitted by myself and his Vet (I wasn't aware they also had to submit paperwork to you), we are extremely pleased with Pumpkin and the quick turnaround of reimbursement for our qualified bills.

Insurer: Pumpkin

By: Rita Roselle

October 14, 2025

Positive experience with Healthy Paws

It has been about nine years since our dog has been insured with Healthy Paws. It has been a very positive experience. Our dog has multiple health problems and I cannot imagine how I can afford all those veterinary bills had we not have this insurance. Only once did I have a problem with an obnoxious agent years ago but that got solved. Provided you have all the invoices and complete doctors reports everything goes smoothly and swiftly. I can recommend Healthy Paws.

Insurer: Healthy Paws

By: Maria Handl

October 14, 2025

Great plans, slow claims processing

The claims process has been the only drawback I have experienced. It is easy to submit a claim and check the status, but claims have routinely taken several weeks to process. With previous pet insurance companies, the turnaround time was within a few days. I do like the wide variety of coverage options that are customizable and reasonably priced compared to competitors.

Insurer: Pets Best

By: Sarah Bonnot

October 14, 2025

Easy claims

Easy claims

Insurer: Figo

By: Barry

October 14, 2025

I love Embrace Pet Insurance

I love Embrace Pet Insurance! It is so easy to upload a claim and they process it right away!! If you have any questions or concerns, their staff is helpful and quick to resolve your problems (if any):)

Insurer: Embrace

By: Julia Bakos

October 14, 2025

Excellent Pet Insurance

Figo has always covered our Claims quickly. Very thankful to have both our Dogs insured with them. Excellent customer service too.

Insurer: Figo

By: Joanne

October 14, 2025

Geneva Allergic Reaction

Quick response and easy to submit claims.

Insurer: Spot

By: Kirk Koester

October 14, 2025

They were very fast in completing my…

They were very fast in completing my claim! I got like 90% of the bill back!! I’m very happy with this insurance:)

Insurer: Embrace

By: Claudia Baeza

October 14, 2025

A great insurance plan

I have had healthy paws insurance for 11 yrs. Claims are processed quickly. First claim takes longer. Using the App is a breeze! Customer service has been excellent over the years. Human insurance could take a lesson from this pet insurance!

Insurer: Healthy Paws

By: Melanie

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