Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


October 15, 2025

Good insurance for an accident prone hound

Dylan is no stranger to emergency vets in two states. Pets Best insurance had been great for these unexpected visits. The plan is reasonably priced, and the claims process is very straight forward.

Insurer: Pets Best

Veterinarian: Fox Animal Hospital

By: John

Useful
October 15, 2025

It was easy to file the claim

It was easy to file the claim and it was paid quickly.

Insurer: Healthy Paws

By: Laura Rogers

October 15, 2025

At this point I’m disappointed in…

At this point I’m disappointed in Embrace. I’ve had the policy for 9 months and have not received a cent of repayment yet have paid monthly premiums. My account at ASLCA on a for met pet was much easier to navigate and prompt in payment.

Insurer: Embrace

By: customer

October 15, 2025

Good and Responsive Claims Service

My golden doodle princess required leg surgery and PetsBest paid the claim 17 days after submission. Quick and without any stress. Recommend this company, they follow through on their promises to be there when they are needed.

Insurer: Pets Best

By: Jesus

Useful
October 15, 2025

Embrace Coverage

Our cat has been experiencing health issues recently, some of which are serious. Embrace has reimbursed us for sll of the claims we have submitted to them. I am very satified with this company.

Insurer: Embrace

By: Janis Ritter

October 15, 2025

Excellent insurance that actually pays

Excellent insurance that actually pays

Insurer: Pumpkin

By: Melody

October 15, 2025

Great Pet Insurance

We love Pets Best insurance. I avoided buying pet insurance after the research I did and horror stories of denied claims. After doing chemo on 3 bulldogs and 4 TPLOs my wife said we needed to get it. A bulldogger friend recommended Pet's Best and after some research we purchased it for a rescue we adopted. Unfortunately we've had to file claims recently for our Pippa but Pet's Best is prompt at processing claims. They paid for having one eye removed and a $4k ICU stint for pulmonary hypertension. Not having a cap on coverage is huge. Many insurers cap claims at $10-20k/year but it's easy to spend $50k/year if you need cancer treatments. If you're hesitating about getting Pet's Best insurance, don't.

Insurer: Pets Best

Veterinarian: Carolina Veterinary Specialists

By: George

Useful
October 15, 2025

Healthy paws is not only quick to…

Healthy paws is not only quick to process claims, but we receive thoughtful emails checking in on our pet after a medical event. We have only had positive experiences with Healthy Paws.

Insurer: Healthy Paws

By: AC

October 15, 2025

Easy to use Insurance

It's very easy to submit a claim, and Embrace usually gets back to me in a reasonable amount of time. They make it clear what is and is not covered by my cats' policies, what the deductible is, etc., so I don't have to worry about any of that. I'm getting a great deal on the one cat, who has a claim every month for her prescription, and the other cat only ever used his once, but boy was I glad to have insurance when he did.

Insurer: Embrace

By: Sarah \

October 15, 2025

What would the world be like if everything worked like this

I have never had pet insurance before but call my vet to ask for suggestions. They mentioned pumpkin so I checked them out online. I liked that they offered preventative(wellness) coverage. When I took my cat to the vet for his wellness appointment that day I submitted the invoice to pumpkin. By the next day I knew what they would reimburse and why. By the second day I had the funds available in my account. If human insurance worked this well and quick I think less people would complain about it.

Insurer: Pumpkin

By: Nicole

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