Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


October 31, 2025

Quick Claims Processing

First time having pet insurance and didn’t think I needed it. However, I’m grateful to have it as my puppy became sick. He’s had X-rays, blood work, ultrasound, and an endoscopy all of which have been covered by Pumpkin. The claims submittal is user friendly and response time expedient. You won’t regret signing up.

Insurer: Pumpkin

By: Priscilla K.

October 31, 2025

The easiness and sometimes expediency…

The easiness and sometimes expediency of claims processing is of value. And, the phone representatives that I've spoken to in the past have been polite and professional which I greatly value. K.

Insurer: MetLife

By: customer

October 31, 2025

Grateful

my dog has had a rough year, with multiple surgeries. Every claim has been paid quickly and per the terms of our plan. I am very grateful and refer All my friends to Pets Best

Insurer: Pets Best

By: Ashley

Useful
October 31, 2025

Suki the super dog

Suki has mast cell cancer in a very rare form. It took Purdue University sending her tests to 2 other states to determine what cancer she has. We went through months of diagnostics in order to actually get her treated. Pet's Best has been with us all along the way. We are so happy we purchased this insurance so that we can give our baby some more time and quality of life! If we didn't have this insurance, we would have had to make some serious financial decisions to pay for Suki's care.

Insurer: Pets Best

By: jordan

Useful
October 31, 2025

Ease and reliability.

Submitting a claim is incredibly easy and takes barely a minute. The website is very user friendly for this. Approval does not take very long, and direct deposit is usually a 2 week turn around. I wish my own health insurance was as up front, user friendly, and reliable, honestly. Embrace has literally been a life saver for my dog Ernie. Choosing Embrace for my dogs' policies was one of the best decisions I have ever made.

Insurer: Embrace

By: customer

October 31, 2025

Easy to deal with and fast in filling…

Easy to deal with and fast in filling claims!

Insurer: MetLife

By: customer Sue

October 31, 2025

Excellent coverage plan

Excellent coverage plan. Submitting a claim is super easy and reimbursements are transferred to my account in a timely manner. I recommend Met Life pet insurance to everyone.

Insurer: MetLife

By: KS

October 31, 2025

Our Pet Cory's Trip To The Emergency Room

"We had to take our pet Cory who is 8 years 1/2 years old now into the ER in Annapolis on 10/1/25 cause he was not eating but throwing up numerous times. He was given fluids, anti-nauseous medicine & the Vet took x-rays to make sure he didn't ingest any foreign object. He has a history of pancreatitus and we just wanted to make sure that it wasn't coming back. The staff & doctors were great to work with, they kept us in the loop as much as they could and explained everything to us before we were allowed to bring Cory home later that evening. PetsBest approved our claim and reimbursed us for everything except the rest of our deductible and co-pay. They are a great Pet Insurance Program and I would highly recommend them."

Useful
October 31, 2025

Spot has always been great to work…

Spot has always been great to work with. We have never had a problem being reimbursed for covered expenses.

Insurer: Spot

By: Kathleen Mulhern

October 31, 2025

Quick return on all claims.

Quick return on all claims.

Insurer: MetLife

By: PAULETTE BOBERSKY

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