Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


October 31, 2025

Everything went fest and easy

Everything went fest and easy

Insurer: Spot

By: Maja Madjun

October 31, 2025

Very quick in responding

Very quick in responding to claim and the reimbursement

Insurer: Spot

By: Cheryl Carter

October 31, 2025

Great Service

My claim was handled quickly and payment processed promptly. Much better service than last year.

Insurer: MetLife

By: Susan Fraser

October 31, 2025

Spot insurance processed my claim…

Spot insurance processed my claim quickly and provided great coverage for the costs incurred. Very impressed and glad I chose them for insurance.

Insurer: Spot

By: Robert

October 31, 2025

Great nurse advice line for your pet

Great nurse advice line for your pet. Reimbursements fast and easy. No surprises.

Insurer: Spot

By: Heather Duke

October 31, 2025

Easy to report and claim

Easy to report and claim, received money back from claim quick.

Insurer: MetLife

By: customer

October 31, 2025

Efficient service

It's simple to submit a claim. We receive emails with updates with the progress of our claim. Claims are settled within the month.

Insurer: MetLife

By: DG

October 31, 2025

Quick claims service

Quick claims service! My dog has to eat prescription dog food, which is very expensive. It helps that MetLife pet gives me my claims reimbursements within 10 business days. That way I can pay off my credit card bill for the dog food!

Insurer: MetLife

By: Sasha’s Mom

October 31, 2025

Take too long to get reimbursed.

Take too long to get reimbursed.

Insurer: MetLife

By: customer

October 31, 2025

I've used Embrace for 6 years

I've used Embrace for 6 years! Embrace continues to provide exceptional insurance coverage for my two pets. The reimbursement process is easy and quick. I highly recommend and appreciate their customer service.

Insurer: Embrace

By: FJ

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.