Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


November 01, 2025

We love MetLife’s ease of use!

We love MetLife! It is nice that our expensive prescription dog food and steroid prescription are covered because our pup gets what she needs every month to be healthy without breaking our budget. It is so easy to submit claims and the money goes directly into our checking account. Thanks for all your hard work!

Insurer: MetLife

By: Shelly L

November 01, 2025

Ease of submitting a claim.

Ease of submitting a claim.

Insurer: MetLife

By: Pam

November 01, 2025

They cover a lot of things that others…

They cover a lot of things that others don't.

Insurer: MetLife

By: customer

November 01, 2025

Healthy Paws Pet Insurance does a great job responding to claims

Healthy Paws Pet Insurance does a great job responding to claims. The claims submission process is user-friendly and Healthy Paws responds very quickly. I enthusiastically recommend Healthy Paws to anyone looking for pet health insurance!

Insurer: Healthy Paws

By: Eddie Konczal

November 01, 2025

Quick and easy to use.

Spot pet insurance is quick and easy to use. They process all claims immediately. They also answer emails with clear info and again, rapidly. No complaints, ever. It's why they are rated #1 for pet insurance!

Insurer: Spot

By: PJ in Maine

November 01, 2025

Submitting claims

Submitting claims I took my French bulldog for a wellness check, and she tested positive for Lyme disease. She needs additional blood work and medication. The claim submission process was straightforward, and the claims were reviewed and reimbursed within the same week. I trust MetLife to always be there when my pet needs extra care..

Insurer: MetLife

By: Sandy

November 01, 2025

Pumpkin insurance is wonderful

Pumpkin insurance is wonderful! Their customer service is very quick to answer and professional and knowledgeable. They always pay my claims quickly and I haven't had any problems with that. Highly recommend!

Insurer: Pumpkin

By: CAROL ANN

November 01, 2025

Fair and expeditious handling of claims.

Fair and expeditious handling of claims.

Insurer: MetLife

By: customer

November 01, 2025

Spot makes pet insurance easy to…

Spot makes pet insurance easy to understand, and that’s not something I can say about many other companies. I signed up online in minutes, got a multi-pet discount for my two cats, and I like that routine checkups are covered too. Customer service has been responsive every time I’ve had a question. It really feels like they put pets and owners first. Best decision I’ve made for my pets’ health and my wallet.

Insurer: Spot

By: Hanna

November 01, 2025

MetLife Insurance Company

MetLife Pet Insurance is definitely a great pet insurance. They are very professional and efficient and handle all claims in a timely manner.

Insurer: MetLife

By: customer

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