Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


November 04, 2025

Save your money

We have found Trupanion is very expensive, and be careful of the claims pay 90%, it never ends up being that, it's always significantly less, and we have yet to have claims that have not been bungled on some level. Save your money, pay yourself the premium and use that for your pets care. I cannot recommend Trupanion after our multiple experiences with them over the past 3 years.

Insurer: Trupanion Canada

By: Jacky

Useful
November 04, 2025

Easy to use

Easy to use - upload, receive EOB, receive reimbursement right into account!

Insurer: MetLife

By: Swati

November 04, 2025

Very happy with Embrace

I have a senior dachshund who has frequent visits to his vet for skin, ear and heart issues. Embrace responds to my claims and reimbursement is directly deposited in my bank account within a few days. Also, Embrace makes it very easy to file a claim on line. Very happy with our choice of pet insurance.

Insurer: Embrace

By: Cj

November 04, 2025

I am so glad I chose Spot

I am so glad I chose Spot. I have only had 2 claims but they have been felt with immediately and given us a good amount of money back. Thanks, Spot, we will stay with you!! Sally Gordon Napa, CA

Insurer: Spot

By: Sally Gordon

November 04, 2025

Easy to submit claims,

Easy to submit claims,

Insurer: Embrace

By: JA

November 04, 2025

Paid for a policy and they deny all…

Paid for a policy and they deny all claims. Will be getting an ombudsman to contest.

Insurer: Fetch Canada

By: Kareem

November 04, 2025

Easy claims filing

Easy claims filing and I got my funds back pretty quickly.

Insurer: MetLife

By: MissyM

November 04, 2025

Ease of claim submission

Ease of claim submission. Direct deposit.

Insurer: Pumpkin

By: Deborah

November 04, 2025

The people I have delt with over the…

The people I have delt with over the phone have been extremely helpful and courteous. My claims have been processed without too much trouble.

Insurer: MetLife

By: Diane

November 04, 2025

The app is very easy to use

The app is very easy to use. The updates are on point. And the claims are processed fast.

Insurer: MetLife

By: Consumer Name

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