Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Save your money
We have found Trupanion is very expensive, and be careful of the claims pay 90%, it never ends up being that, it's always significantly less, and we have yet to have claims that have not been bungled on some level. Save your money, pay yourself the premium and use that for your pets care. I cannot recommend Trupanion after our multiple experiences with them over the past 3 years.
Insurer: Trupanion Canada
By: Jacky
Easy to use
Easy to use - upload, receive EOB, receive reimbursement right into account!
Insurer: MetLife
By: Swati
Very happy with Embrace
I have a senior dachshund who has frequent visits to his vet for skin, ear and heart issues. Embrace responds to my claims and reimbursement is directly deposited in my bank account within a few days. Also, Embrace makes it very easy to file a claim on line. Very happy with our choice of pet insurance.
Insurer: Embrace
By: Cj
I am so glad I chose Spot
I am so glad I chose Spot. I have only had 2 claims but they have been felt with immediately and given us a good amount of money back. Thanks, Spot, we will stay with you!! Sally Gordon Napa, CA
Insurer: Spot
By: Sally Gordon
Paid for a policy and they deny all…
Paid for a policy and they deny all claims. Will be getting an ombudsman to contest.
Insurer: Fetch Canada
By: Kareem
Easy claims filing
Easy claims filing and I got my funds back pretty quickly.
Insurer: MetLife
By: MissyM
Ease of claim submission
Ease of claim submission. Direct deposit.
Insurer: Pumpkin
By: Deborah
The people I have delt with over the…
The people I have delt with over the phone have been extremely helpful and courteous. My claims have been processed without too much trouble.
Insurer: MetLife
By: Diane
The app is very easy to use
The app is very easy to use. The updates are on point. And the claims are processed fast.
Insurer: MetLife
By: Consumer Name