Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


November 05, 2025

DO NOT BUY PET INSURANCE

DO NOT BUY this insurance. Our dog tore her Cranial cruciate (ACL) running through our yard and was deemed as a degenerative disease after they told me to have the surgery done ($6,800). Reimbursement was denied in full. They are a terrible company to work with. My appeals were completely ignored. They could not tell me if the reviewer who denied the claim was a certified veterinarian. All communication was dropped when I told them I was filing a complaint with the Insurance Commissioner. The lawyer called me and offered to cash settle 3 days prior to the hearing. I refused to settle so that I could write this review.

Insurer: ASPCA

By: Josh

November 05, 2025

Fast turn around times for claim…

Fast turn around times for claim reimbursement

Insurer: MetLife

By: customer

November 04, 2025

Best Pet Insurance Ever

Healthy Paws is truly the best insurance for my dog! The reimbursement process is incredibly fast, and they even cover acupuncture and rehab treatments. I’m so thankful to have this insurance. It made a huge difference in covering my dog’s surgery and recovery. Highly recommend!

Insurer: Healthy Paws

By: customer

November 04, 2025

Fast Response Times

As the dog mom of a pet who has had many health issues, I am extremely satisfied and grateful for Healthy Paws. Their service is outstanding and the response time for the claims is fast. The process for submitting claims is incredibly simple, and the app very helpful. I love my pets dearly, and I’m very glad I have a trusted insurance provider to make sure they have the best life possible.

Insurer: Healthy Paws

By: Marisa Jimenez

November 04, 2025

Our dog was hit by a bike and had $13K…

Our dog was hit by a bike and had $13K in vet bills. I submitted the bills and was refunded 80% in less than a week. Get pet insurance, parents of puppies!!

Insurer: Healthy Paws

By: Vvv03

November 04, 2025

Everyone was so helpful in getting my…

Everyone was so helpful in getting my claim processed. Thank you, Dan

Insurer: Pumpkin

By: Dan

November 04, 2025

Fast Claim Processing

I was very pleased with how fast my claim was processed and completed. It was less than 24 hours from my submission of the claim and completion.

Insurer: Pumpkin

By: Ann

November 04, 2025

Your processing time to help us pay…

Your processing time to help us pay medical expenses after a traumatic motorcycle accident was quick and appreciated

Insurer: Healthy Paws

By: Brad Hartstein

November 04, 2025

They’ve been reliable

They’ve been reliable, fast, and compassionate every time I’ve needed them. Filing claims is simple, reimbursements come quickly, and their team truly cares about pets and owners. I feel completely supported and confident knowing my dog is protected with Embrace. Highly recommend! 🐾

Insurer: Embrace

By: Mel Hamilton

November 04, 2025

Easy claims process

Easy claims process, good customer service.

Insurer: Embrace

By: Joel

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