Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


November 05, 2025

Our dog Ryders had spot insurance for…

Our dog Ryders had spot insurance for over a year now and she recently has to get surgery due to a blockage, Spot helped us get through it by covering 70% or it. We are super grateful to have them as provider. Highly recommend them.

Insurer: Spot

By: Orlando Castillo

November 05, 2025

Great service

I have nothing but good things to say about SPOT. My pup Bullitt was diagnosed with a luxating patella. The cost of the surgery was expensive. I submitted my claim with the paperwork from the hospital and was reimbursed within a week. Easy to use. Thankfull to have it.

Insurer: Spot

By: Dawn Hoelzer

November 05, 2025

Submitting a claim was so easy

Submitting a claim was so easy! I also appreciated the expedient processing time and the fact that Spot worked with my vet to get my dog's medical history since I wasn't able to provide it. It made dealing with the aftermath of the accident and surgery less stressful and took one more thing off my plate.

Insurer: Spot

By: Rachel Schmidt

November 05, 2025

Quick and easy

Filing a claim with Spot was quick and straightforward — the online process is simple, and everything was processed fast. Reimbursements came through smoothly, and the customer service team was friendly, professional, and easy to reach. Overall, a great experience and real peace of mind knowing they handle things efficiently.

Insurer: Spot

By: Lucie

November 05, 2025

Smoot claims process

Smooth claims process

Insurer: Spot

By: Cole White

November 05, 2025

They’re quick on claims no hassle make…

They’re quick on claims no hassle make it very easy to file a claim and then find out how the claim goes through its process. Figo is a good insurance for all of our pets.

Insurer: Figo

By: Leland

November 05, 2025

Easy to submit claims with fast response

Easy to submit claims with fast response

Insurer: Pumpkin

By: Kim

November 05, 2025

The claim submission process is simple…

The claim submission process is simple and quick. I love getting emails confirming receipt of claim info. and then notifying me details about how the payment has been made. When I've had questions or issues, I appreciate that I can call and get help right away AND even on the weekends. Thank you!

Insurer: MetLife

By: Christine

November 05, 2025

Very fast claim handling.

Very fast claim handling.

Insurer: Pumpkin

By: Susan

November 05, 2025

Online quote feature bugged out and…

Online quote feature bugged out and then it auto canceled my other policy waited on hold forever and after speaking to them they didn't even know why my policy got canceled and were supposed to get back to me and so far nothing a few days later

Insurer: Sonnet

By: Jean-Francois Morin

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